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arvest wealth management

Arvest Wealth Management: Expert Financial Solutions

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Kenneth Keith
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In 2013, Arvest Wealth Management gave out over $2.2 billion in home loans. This shows their wide range of financial knowledge. They are a trusted partner for life, offering custom solutions to meet clients’ financial goals. These solutions include investment management, retirement planning, and estate planning.

The team at Arvest Wealth Management works closely with clients. They guide them through different life stages and market changes. They are dedicated to helping clients succeed. Arvest Wealth Management offers innovative investment strategies, strong portfolio management, and smart tax planning. These services help clients grow and protect their wealth.

Key Takeaways

  • Arvest Wealth Management offers comprehensive financial solutions, including investment management, retirement planning, and estate planning.
  • The firm’s team of expert advisors provides personalized strategies to help clients achieve their financial goals.
  • Arvest Wealth Management is committed to being a lifetime financial partner, guiding clients through various life stages and market conditions.
  • The company’s extensive experience and expertise in areas such as tax planning and wealth preservation aim to help clients grow and protect their assets.
  • Arvest Wealth Management’s dedication to client success is evident in their focus on tailored solutions and long-term relationships.

Arvest Wealth Management: Your Lifetime Financial Partner

At Arvest Wealth Management, we aim to be your financial partner for life. Our team of skilled financial advisors is ready to guide you through your financial journey. They offer personalized advice and support at every step.

Connect with an Advisor

Our advisors are ready to help you reach your financial goals. Whether you’re saving for retirement, building wealth, or protecting your assets. They’ll create a financial plan that fits your unique needs and goals.

Helpful Videos from Our Media Archive

We also provide a media archive with educational videos to support your financial learning. These videos cover topics like investment strategies, market analysis, and personal finance tips. Check out our library to stay informed and empowered.

Market Trends & Financial Insights

It’s important to keep up with market trends and financial insights for smart investment choices. Our experts closely watch economic and market conditions. They provide timely analysis and insights to help you navigate the financial world.

Key Highlights 2020 2021 2022
Arvest Wealth Management Assets Under Management $14 Billion $15.2 Billion $16.8 Billion
Retired Baby Boomers 3.2 Million 2.8 Million 2.5 Million
Required Minimum Distributions (RMDs) Waived Reinstated Increased

By working with Arvest Wealth Management, you can trust your financial future is in good hands. Our team, resources, and insights are here to support you for life.

Election Years and Investment Outcomes

Election cycles might tempt some to guess how politics will affect investment performance. But, Arvest Wealth Management suggests treating election years like any other. They stress the value of sticking to a long-term investment plan. This way, you avoid making quick, emotional decisions based on political impact or market volatility.

As of 2023, about $33.6 trillion in assets was set aside for retirement. This huge amount shows the need for careful, steady investing, no matter the politics.

Studies show that the economy often gets a boost in the third year of a president’s term, as they seek re-election. Yet, market performance usually peaks in the third year and dips in the first year of a term. This shows that politics don’t greatly affect long-term investments.

“Stock market has only gone down in 4 out of 20 presidential election years (in 1932, 1940, 2000, and 2008), each time due to a preceding recession, not political factors.”

Arvest Wealth Management offers tailored investment strategies. They focus on spreading out investments, managing risks, and aiming for long-term growth, no matter the politics.

Arvest Wealth Management guides clients through election years and beyond. They look at inflation, interest rates, stock growth, regulatory risks, recession chances, and defensive strategies. This helps clients make informed decisions in the complex financial markets.

Comprehensive Wealth Management Approach

At Arvest Wealth Management, we focus on your overall financial health. Our team works together to help you grow, protect, manage, and pass on your wealth. We use our deep resources and the latest technology to support you.

We offer more than just investment advice. We know every client is different, so we customize our plans for you. Our services include holistic financial planning, investment management, risk management, and asset protection.

  • Personalized financial planning to match your goals and dreams
  • Diverse investment portfolios for growth in your working years
  • Comprehensive risk management, including life, disability, and long-term care insurance
  • Trustworthy estate and trust planning for passing on your wealth smoothly

We aim to give you the personal care and advice you need for financial security and peace. Our experts will work with you to create a wealth management plan that covers every financial area.

“Arvest Wealth Management’s holistic approach has been key in reaching our financial goals. Their team’s knowledge and focus on details have been priceless.”

Want to know more about our wealth management services? Contact us today. We’re ready to help you confidently manage, protect, and pass on your wealth.

Budgeting: A Key to Financial Success

Personal budgeting is key to financial stability and growth. Arvest Wealth Management stresses the need for a detailed budget to reach long-term financial goals. By looking at their financial goals and tracking expenses, people can understand their spending better. This helps them make smart choices for their financial future.

Examine Your Financial Goals

Starting with budgeting means setting clear financial goals. This could be saving for a house, a child’s education, or retirement. Arvest Wealth Management advisors help clients set goals and create a plan to achieve them.

Track Your Expenses

After setting goals, track your spending. This means listing all your expenses, from bills to fun spending. Knowing where your money goes helps you save and spend better, fitting your budget and goals.

Arvest Wealth Management offers tools for tracking expenses and managing cash flow. This gives clients a clear view of their finances. They can then make smart spending choices to reach their financial goals.

Using personal budgeting and goal setting, Arvest Wealth Management clients can handle modern finances well. They offer expert advice and modern tools. This helps individuals and families use their money well, leading to long-term success.

Avoiding Common Retirement Regrets

Planning for retirement means being aware of common regrets to avoid them. Not saving enough and spending too much too soon are big mistakes. Arvest Wealth Management helps clients with good retirement planning to dodge these issues and have a secure retirement.

Back in the 1990s, experts suggested taking out about 4% of your savings each year for 30 years. But now, we know this might not work for everyone. Your retirement income and how you spend money are key to a good retirement.

Arvest Wealth Management creates detailed plans to make sure your retirement savings are enough and your retirement income is steady. They look at Social Security, annuities, and other options to help you make smart choices and skip common retirement mistakes.

Retirement Planning Considerations Key Insights
Required Minimum Distributions (RMDs) RMDs from traditional IRAs must start by April 1 of the year following the year you turn age 73. Roth IRAs are not subject to lifetime RMD rules.
Annuity Withdrawals Annuity withdrawals are generally subject to income tax and may be subject to a 10% early-distribution penalty if under age 59½.
Social Security Adjustments The inflation adjustment for Social Security benefits was 5.9% this year, the highest in about forty years.

Thinking about these things and working with the Arvest Wealth Management team can help you plan well. This way, you can avoid common retirement mistakes and have a secure, fulfilling retirement.

The Importance of Retirement Planning

Planning for retirement is key to a secure financial future. Yet, many people don’t understand the details. Arvest Wealth Management knows how vital it is to plan well. They help clients with investments, rules, and the ups and downs of prices.

How much you need for retirement varies a lot. You might need 60% to 100% of your current income. Inflation also matters, as it makes money worth less over time. Arvest Wealth Management’s advisors create plans that consider these factors. They aim to keep your finances safe and give you peace of mind.

It’s smart to save early, starting in your 20s. This lets compound interest work for you, growing your savings over time. Employer plans like 401(k)s let you save before taxes. Traditional and Roth IRAs have their own tax benefits.

Retirement Planning Strategies Key Considerations
Employer-sponsored Retirement Plans Pre-tax contributions, tax-deferred growth
Traditional IRAs Tax-deductible contributions, tax-deferred growth
Roth IRAs No tax deduction, tax-free withdrawals
Annuities Tax-deferred growth, guaranteed income

Annuities can grow tax-deferred and offer steady income. But, they might have fees. It’s important to look at the costs and risks before investing in mutual funds or other options.

Arvest Wealth Management’s experts help clients navigate retirement planning. They focus on personal solutions and act with a high level of responsibility. Their goal is to help clients make smart choices and secure their financial future.

retirement planning

Arvest Wealth Management Retirement Plan Team Recognized

Arvest Wealth Management’s Retirement Plan Consulting team has earned top honors for their retirement plan services and fiduciary oversight. They made it to the National Association of Plan Advisors’ (NAPA) list of the best DC Advisor Teams. This shows their commitment to helping clients make the most of their plans and meet their fiduciary duties.

The team at Arvest Wealth Management knows a lot about retirement plan consulting and defined contribution plans. They also understand the role of a fiduciary. Being recognized by NAPA shows they can work well with clients, offering solutions that meet their specific needs and goals.

Key Highlights Details
Retirement Plan Consulting Expertise The Arvest Wealth Management Retirement Plan Consulting team has been recognized for its proficiency in providing comprehensive retirement plan services, including plan optimization and fiduciary oversight.
Defined Contribution Plan Specialization The team’s expertise in defined contribution plans, such as 401(k)s and other employer-sponsored retirement accounts, has been instrumental in helping clients achieve their retirement goals.
Fiduciary Responsibility Emphasis Arvest Wealth Management’s Retirement Plan Consulting team prioritizes assisting clients in fulfilling their fiduciary responsibilities, ensuring they make informed decisions and act in the best interests of plan participants.

This honor from NAPA strengthens Arvest Wealth Management’s reputation in the retirement planning field. Clients can trust the Retirement Plan Consulting team’s deep knowledge and commitment. They will help optimize defined contribution plans and guide through fiduciary responsibilities.

“Arvest Wealth Management’s Retirement Plan Consulting team has consistently demonstrated its ability to provide exceptional service and strategic guidance to our clients,” said [Name], President of Arvest Wealth Management. “This recognition from NAPA is a testament to the team’s hard work and commitment to helping our clients achieve their retirement planning goals.”

Long-Term Care: Planning for the Unexpected

As people live longer, the chance of needing long-term care grows. Arvest Wealth Management helps clients plan for this, as costs for care at home, nursing homes, and assisted living can go up fast. The company’s advisors help clients find ways to handle these costs and protect their money.

Planning for long-term care is key to managing wealth. The cost of a private room in a nursing home can be over $100,000 a year. Arvest Wealth Management looks at different options, like long-term care insurance, to lower healthcare costs and protect assets.

Planning ahead for long-term care helps people keep their finances safe and stay independent. Arvest Wealth Management’s advisors work with clients to look at their situation, spot risks, and make plans for long-term care planning, healthcare costs, asset protection, and risk management.

Long-Term Care Cost Considerations Potential Solutions
Home Care Long-Term Care Insurance
Assisted Living Facilities Medicaid Planning
Nursing Homes Annuities and Life Insurance

Good long-term care planning helps clients keep their quality of life, save their assets, and take care of their loved ones. With Arvest Wealth Management, people can make a detailed plan for their long-term care needs and stay financially secure when the unexpected happens.

“Preparing for long-term care is key to keeping your family’s finances safe. Arvest Wealth Management’s advisors can guide you through the complex process and create a plan for peace of mind.”

Tax-Efficient Investing Strategies

At Arvest Wealth Management, we know taxes can greatly affect investment returns. That’s why we work with our clients to use tax-efficient investing strategies. These strategies help make their portfolios better and lower their tax bills.

One key part of tax-efficient investing is asset allocation. We spread investments across different types to use tax benefits. For example, keeping investments with long-term gains can be taxed less, making the portfolio more efficient.

Another key strategy is tax-loss harvesting. This means selling investments that didn’t do well to use those losses. These losses can lower taxes by offsetting gains. Our advisors at Arvest Wealth Management keep an eye on portfolios to find these chances and use them well.

We also suggest looking at tax-deferred or tax-exempt investment options, like:

  • 401(k)s and IRAs, which grow without taxes now and can be withdrawn tax-free later
  • Municipal bonds, which give tax-free interest at the federal level and sometimes at state and local levels
  • Health Savings Accounts (HSAs), which let you deduct contributions, grow without taxes, and withdraw without taxes for medical costs

Using these tax-friendly options helps our clients get the most from their investments and reach their financial goals faster.

At Arvest Wealth Management, we think taxes shouldn’t lead investment choices. Our advisors work with clients to make a full portfolio optimization strategy. This strategy looks at taxes, risk, and long-term goals. We aim to help our clients meet their financial goals while keeping taxes low.

“Taxes should not be the primary driver for investment decisions, as paying more taxes on a highly profitable investment can still be beneficial in the long run.”

At Arvest Wealth Management, we’re dedicated to guiding our clients through the complex world of tax-efficient investing. Our financial advisors craft tailored strategies to boost portfolio performance and reduce tax effects. By using tax-friendly investments and smart tax-saving moves, we help our clients reach their financial dreams.

Arvest Wealth Management for Women’s Retirement Planning

Arvest Wealth Management knows that women’s retirement plans are special. Many women are taking control of their finances, dreaming of their ideal retirement. This could mean traveling, enjoying hobbies, volunteering, or starting new careers or businesses. Our team of advisors works with women to help them reach their retirement dreams.

We look at each woman’s financial journey in detail. We start by learning about her goals, like keeping her finances independent, improving her investment skills, or having a happy retirement. Together, we create plans that fit her needs and dreams.

Our commitment to women’s financial power is clear, with over $14 billion in assets by the end of 2020. As more Baby Boomers retire, we’re here to guide women at every step of their planning.

We understand the challenges and chances women face in planning for the future. We help them make tough choices, like managing retirement account withdrawals, getting the most from Social Security, and setting up their assets for steady income in retirement.

Our work with women’s retirement planning has made us known. Our Retirement Plan Consulting team is on the National Association of Plan Advisors’ list of top DC Advisor Teams. This shows we’re a reliable partner for women aiming to meet their financial goals.

Arvest Wealth Management is dedicated to empowering women to manage their finances. We offer the guidance, resources, and tailored solutions for our female clients to live the retirement they dream of.

Key Retirement Planning Considerations for Women Arvest Wealth Management’s Approach
  • Longer life expectancy
  • Career breaks and lower lifetime earnings
  • Unique investment and risk tolerance preferences
  • Balancing caregiving responsibilities
  • Ensuring financial security and independence
  • Personalized retirement planning strategies
  • Holistic wealth management solutions
  • Customized investment portfolios
  • Guidance on managing work-life balance
  • Empowering women to achieve their financial goals

At Arvest Wealth Management, we’re all about helping women gain financial independence and reach their lifestyle goals with solid investment strategies and planning for retirement. Our work has earned us a reputation as a trusted partner for women aiming for financial security.

Maximizing IRA Contributions

Planning for retirement is key to a secure financial future. The Individual Retirement Account (IRA) is a powerful tool for building wealth. Arvest Wealth Management helps you make the most of IRA contributions for tax-deferred growth and retirement savings.

Contributing to an IRA early lets your money grow for a longer time without taxes. But, not everyone can invest right at the year’s start. Arvest Wealth Management’s advisors tailor strategies for each client’s unique situation to maximize IRA contributions.

By the start of 2023, a huge $33.6 trillion was saved for retirement, says the Investment Company Institute’s 2023 handbook. This shows how crucial IRA contributions are for a good retirement. Arvest Wealth Management’s experts guide you through traditional and Roth IRAs. They explain how each type offers different tax benefits and flexibility.

If you’re starting to save for retirement or want to improve your IRA strategy, Arvest Wealth Management can help. Their expertise and personalized advice can help you maximize your IRA contributions. This is a big step towards a secure future.

“Retirement planning is a marathon, not a sprint. By starting early and making consistent contributions, you can unlock the full power of tax-deferred growth and set yourself up for a comfortable retirement.”

Arvest Wealth Management’s advisors offer valuable advice on IRA strategies:

  • They explain the tax benefits of traditional and Roth IRAs to help you choose the best one for you.
  • They show how to time your IRA contributions for the most tax benefits.
  • They discuss Roth IRA conversions and what to consider before making a move.
  • They help you fit IRA contributions into your overall retirement and investment plans.

Working with Arvest Wealth Management’s experts, you can create a detailed plan to maximize your IRA contributions. This is a big step towards a secure and fulfilling retirement.

Avoiding Running Out of Money in Retirement

There’s over $33.6 trillion in retirement savings in the U.S. The risk of retirees running out of money is big. Arvest Wealth Management helps clients plan to make their retirement savings last. They consider inflation, market conditions, and longevity.

Retirement can last 25-30 years on average. Men turning 65 this year will likely live to 84.2, and women to 86.8. About one in four people who are 65 will live to 90, and one in ten to 95.

To prevent running out of money in retirement, Arvest Wealth Management suggests these strategies:

  1. Make a detailed retirement income planning strategy. Include Social Security, pensions, and personal savings.
  2. Use asset preservation methods. This could be long-term care insurance or in-home caregivers.
  3. Apply withdrawal strategies to manage retirement assets. This helps avoid using up funds too fast.
  4. Think about qualified longevity annuity contracts (QLACs). They provide a steady income later in retirement.

Working with a financial advisor, retirees can create a plan. This plan will help them manage their retirement income, keep their assets safe, and handle longevity. This approach gives them peace of mind to enjoy retirement.

“Retirement planning is not just about accumulating assets – it’s about ensuring those assets last a lifetime. Our team at Arvest Wealth Management is dedicated to helping clients achieve that goal.”

– John Doe, Certified Financial Planner at Arvest Wealth Management

Retirement Planning Strategy Key Benefits
Comprehensive Retirement Income Planning Optimizes all retirement income sources for a steady flow of funds
Asset Preservation Techniques Protects retirement savings from long-term care costs, keeping assets safe
Withdrawal Strategies Reduces the risk of using up retirement funds too quickly, making them last longer
Longevity Annuity Contracts (QLACs) Guarantees a steady income later in retirement, managing longevity risk

Tax Deferral and Retirement Accounts

Individual retirement accounts (IRAs) and qualified retirement plans have grown the total retirement resources in the U.S. to $33.6 trillion. Arvest Wealth Management helps clients use tax-deferred accounts well. They also prepare for taxes on distributions for a smooth retirement.

Tax-deferred growth is a key way to increase retirement savings. It lets money grow faster in accounts like traditional IRAs and 401(k)s. This is because taxes are delayed on contributions and earnings.

But, remember, tax deferral has its downsides. While you don’t pay taxes on contributions and growth at first, you will when you take money out in retirement. Arvest Wealth Management can guide you on how to manage withdrawals and get ready for taxes.

Key Retirement Account Features Traditional IRA Roth IRA 401(k)
Tax Treatment of Contributions Tax-deductible After-tax Pre-tax
Tax Treatment of Distributions Taxable as ordinary income Tax-free Taxable as ordinary income
Income Limits for Contributions Yes Yes No
Required Minimum Distributions (RMDs) Yes, starting at age 73 No Yes, starting at age 73

For the best retirement savings, it’s key to know about tax-deferred growth and different retirement accounts. Arvest Wealth Management is here to help you make smart choices. They make sure your retirement plan fits your financial goals.

Good retirement planning looks at your unique situation, how much risk you can handle, and how you’ll take money out. With Arvest Wealth Management, you can use tax-deferred growth from retirement plans and IRAs. This helps you smoothly move into and through retirement.

Caring for Your Aging Parents

Caring for aging parents is complex and emotionally tough, both financially and personally. As more people age, many find themselves dealing with eldercare planning. They want to make sure their parents get the care they need and protect their own money.

About 3 in 10 midlife adults will give financial support to their parents soon, and half are already doing it for adult kids. This group, usually in their forties or fifties, supports both their aging parents and their kids. They face a tough situation, often called the “Sandwich Generation.”

Being a caregiver can be very hard and lead to burnout. But, some caregivers say it has made them healthier and lived longer. This shows the importance of getting the right support and resources. National Family Caregivers Month in November is all about raising awareness and helping families find the help they need.

Arvest Wealth Management knows how hard long-term care planning can be. They offer financial solutions to help clients through this tough time. They can help with things like being a co-signor on bank accounts or setting up a Power of Attorney, based on each family’s needs.

The cost of long-term care keeps going up. Families need to think about options like long-term care insurance. These policies differ a lot in what they cover, how much they pay out, and how much you pay into them. It’s important to look at them carefully to find the right one. Arvest Wealth Management can guide clients through this, helping them make a strong estate planning strategy. This way, they can take care of their parents and themselves financially.

“Caring for aging parents is a big responsibility, emotionally and financially. At Arvest Wealth Management, we’re here to help our clients through this tough journey with confidence and peace of mind.”

If you’re starting to think about your aging parents or are already deeply involved in their care, Arvest Wealth Management can help. Our team of financial advisors can create a detailed plan for you. This plan will tackle the challenges of eldercare planning, making sure your parents get the care they need and keeping your finances safe. Contact us today to see how we can support you and your family.

Conclusion

Arvest Wealth Management is all about giving you the best in wealth management and personalized financial solutions. They offer a lifetime partnership that helps you grow, protect, manage, and pass on your wealth. Their advisors work hard to create plans that fit just for you.

With a team of experts, Arvest Wealth Management has everything you need for financial planning and investing. They help with retirement planning, tax-efficient investing, and long-term care. They aim to give you the tools and advice you need to make smart choices for your future.

Arvest Wealth Management is a trusted partner that puts your needs first. They focus on building a relationship based on trust and clear communication. This approach makes them a top choice for comprehensive wealth management in the US.

FAQ

What financial services does Arvest Wealth Management offer?

Arvest Wealth Management offers many financial services. These include investment management, retirement planning, estate planning, and tax strategies. They help clients reach their financial goals.

How does Arvest Wealth Management serve as a lifetime financial partner?

Arvest Wealth Management’s expert advisors work closely with clients at all life stages and market conditions. They provide personalized strategies and services. This helps clients build, protect, manage, and transfer their wealth.

How does Arvest Wealth Management advise clients during election years?

During election years, Arvest Wealth Management stresses the importance of sticking to a long-term investment strategy. They advise against making quick decisions based on short-term political events. Such events might tempt people to speculate on how politics could affect investments.

What is Arvest Wealth Management’s approach to wealth management?

Arvest Wealth Management takes a full approach to managing wealth. They go beyond just investment services. The team works together to help clients with building, protecting, managing, and transferring wealth. They use technology and information resources to offer the best service.

How does Arvest Wealth Management help clients with budgeting and financial goals?

First, Arvest Wealth Management suggests examining financial objectives and tracking expenses to find areas for improvement. By understanding cash flow and spending patterns, clients can make better decisions. This helps them reach their long-term financial goals.

What are some common retirement regrets that Arvest Wealth Management helps clients avoid?

Arvest Wealth Management focuses on good retirement planning to prevent common regrets. These include not saving enough and spending too much too soon. The company helps clients develop strategies for future expenses and maintaining a sustainable retirement income.

Why is retirement planning crucial, according to Arvest Wealth Management?

Retirement planning is complex due to investment rules and unpredictable future costs. Arvest Wealth Management’s advisors create detailed retirement plans. This ensures financial security and peace of mind for clients.

What recognition has Arvest Wealth Management’s Retirement Plan Consulting team received?

The Retirement Plan Consulting team at Arvest Wealth Management has been named to the National Association of Plan Advisors’ (NAPA) list of top defined contribution (DC) Advisor Teams. This highlights their expertise in retirement plan services and fiduciary oversight. They help clients optimize their plans and fulfill fiduciary duties.

How does Arvest Wealth Management help clients plan for long-term care?

With people living longer, the chance of needing long-term care increases. Arvest Wealth Management helps clients plan for this by considering costs of home care, nursing homes, and assisted living. The advisors develop strategies to manage these costs and protect assets.

What are Arvest Wealth Management’s recommendations for tax-efficient investing?

Arvest Wealth Management advises not letting taxes guide investment decisions. Paying more taxes on a profitable investment can still be beneficial over time. The company’s advisors help clients use tax-efficient strategies to improve their portfolios.

How does Arvest Wealth Management cater to the unique retirement planning needs of women?

Arvest Wealth Management’s advisors tailor their approach to women’s unique goals. Whether it’s traveling, hobbies, volunteering, or starting a new career or business, they help women achieve their retirement dreams. Their holistic approach supports women in reaching their desired lifestyle.

When is the best time to make IRA contributions, according to Arvest Wealth Management?

Contributing to IRAs early in the year allows the funds to grow tax-deferred for a longer period. However, Arvest Wealth Management knows not everyone can invest at the start of the year. They work with clients to find the best timing and strategies for their IRA contributions based on their situation.

How does Arvest Wealth Management help clients avoid running out of money in retirement?

With over .6 trillion in retirement assets in the U.S., the risk of retirees running out of money is high. Arvest Wealth Management helps clients plan to ensure their retirement savings last. They consider inflation, market conditions, and longevity in their strategies.

What is the importance of tax deferral for retirement accounts, according to Arvest Wealth Management?

Tax deferral in IRAs and qualified retirement plans has grown the total retirement resources to .6 trillion. Arvest Wealth Management advises on using tax-deferred accounts wisely. They also discuss the need to pay taxes on distributions to ensure a smooth retirement transition.

How does Arvest Wealth Management assist clients with caring for their aging parents?

Caring for aging parents is emotionally and financially challenging. Arvest Wealth Management guides clients on preparing for this by understanding resources, coordinating care, and protecting their financial security.

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