dark web

Dark Web Fraud: Protecting Your Identity and Assets Now

Please Share This Blog!

In today’s digital landscape, the dark web has emerged as a growing threat to individuals’ personal information and financial well-being. dark web fraudThis comprehensive guide will empower readers to safeguard their identity and finances from the perils of dark web fraud. By exploring the nature of the dark web, understanding why monitoring it is crucial, and providing actionable steps to detect, prevent, and respond to compromised personal data, this article equips readers with the knowledge and tools necessary to navigate the digital world securely and mitigate the risks of dark web fraud.1

From free dark web scans and deciphering dark web alerts to protecting sensitive information like Social Security numbers and financial data, this guide covers a range of topics essential for safeguarding one’s identity and assets. Readers will also learn about effective strategies for combating fraudulent activities and leveraging identity theft protection services to stay one step ahead of cybercriminals operating on the dark web.1

By the end of this article, readers will be equipped with the understanding and practical solutions needed to navigate the digital landscape securely and protect themselves from the growing threat of dark web fraud.1

Key Takeaways

  • The dark web is a hidden, encrypted part of the internet that is a hub for illicit activities, including the sale of stolen personal and financial information.
  • Monitoring the dark web for any signs of compromised data is crucial to prevent identity theft and financial fraud.
  • Free dark web scans can alert individuals to potential issues, prompting further action to secure their sensitive information.
  • Understanding dark web alerts and responding appropriately can help mitigate the risks of exposed credentials and data breaches.
  • Leveraging identity theft protection services can provide comprehensive monitoring, alerts, and assistance in the event of identity-related crimes.

What is the Dark Web?

The dark web refers to the hidden, encrypted part of the internet that is not visible to traditional search engines.2 It can only be accessed using specialized software like the Tor browser. The dark web is known for hosting websites, forums, and marketplaces that deal in illicit goods and services, including stolen personal and financial information.2

Exploring the Mysterious Depths of the Dark Web

The dark web operates on a complex network of nodes and encryption protocols, making it challenging to trace the identities of individuals and organizations within it.2 Websites on the dark web often have addresses that end with the “.onion” top-level domain, rather than traditional endings like “.com” or “.org”.2

How the Dark Web Operates: Anonymity and Encryption

Anonymity and encryption are the defining features of the dark web, allowing for a high degree of privacy and security.2 The Tor browser, developed in the mid-1990s, employs three layers of encryption and specific routing mechanisms to conceal the identities of its users.2 This makes it challenging for law enforcement and other authorities to track the activities and movements of individuals and organizations operating within the dark web.2

The dark web’s focus on anonymity and encryption has made it a hub for illegal activities, including the trafficking of stolen personal and financial information.23 Cybercriminals often use the dark web to buy and sell details such as credit card numbers, login credentials, and Social Security numbers, which can then be used to commit various forms of fraud and identity theft.3

ItemDark Web Price
Credit card with balance up to $1,000$150 on average2
Online banking login details for accounts with at least $100Around $402
Hacked Uber rider accountAs little as $42
Netflix account with paid one-year subscriptionAbout $442

The dark web has hosted notorious marketplaces like Silk Road, which catered to illegal drug trafficking and other criminal activities.2 The founder of Silk Road, Ross Ulbricht, was sentenced to two life terms in prison for his involvement in the illegal marketplace, with the U.S. government seizing over $1 billion worth of bitcoin.2

Why Monitor the Dark Web?

Monitoring the dark web is crucial for protecting one’s identity and assets. Cybercriminals often use the dark web to buy and sell personal information, such as Social Security numbers, email addresses, and login credentials, which they can then use to commit identity theft and financial fraud.4 By regularly monitoring the dark web for any signs of compromised information, individuals can take proactive steps to safeguard their data and prevent these types of crimes.

Safeguarding Your Personal Information from Cybercriminals

The anonymity and encryption of the dark web make it a breeding ground for personal information protection and identity theft prevention challenges. Cybercriminals can easily obtain and exploit sensitive data, such as login credentials and financial information, that is bought and sold on hidden marketplaces and forums.56 By monitoring the dark web for any signs of your personal information being compromised, you can take immediate action to secure your accounts and mitigate the risks of identity theft.

Preventing Identity Theft and Financial Fraud

The consequences of financial fraud prevention can be devastating, as cybercriminals can use stolen personal information to open new accounts, make fraudulent purchases, or even file false tax returns in your name.56 By regularly monitoring the dark web and your financial accounts, you can quickly detect any suspicious activity and take steps to protect your assets, such as canceling compromised credit cards, updating passwords, and placing fraud alerts with the credit bureaus.

Key Benefits of Dark Web MonitoringStatistics
Identifies compromised personal information4 36% of respondents believed dark web monitoring could remove their personal information from the dark web
Prevents misuse of stolen data4 37% of respondents thought dark web monitoring could prevent the information sold on the dark web from being used
Provides step-by-step guidance for identity theft victims4 The Federal Trade Commission’s identitytheft.gov website offers tailored instructions
Offers free assistance for identity theft victims4 The Identity Theft Resource Center provides free help via www.idtheftcenter.org or 888-400-5530
Represents a nonprofit consumer protection association4 The Consumer Federation of America is a nonprofit with more than 250 consumer groups
Continuously searches the dark web for compromised information5 Dark web monitoring scans millions of sites in near real time
Helps mitigate threats rapidly with investigation and response workflows5 Investigation and response workflows can be used to address threats quickly
Identifies and monitors stolen credentials and sensitive data5 Dark web monitoring tools find leaked information like compromised passwords and breached data
Detects data breaches and stolen information swiftly6 Dark web monitoring helps quickly identify stolen information and reduces criminals’ window of opportunity
Integrates data into security systems for enhanced insights6 Dark web monitoring facilitates integrating data into other security systems

Free Dark Web Scans: A First Step

Conducting a free dark web scan is a valuable first step in determining whether your personal information has been exposed on the dark web.7 These scans typically search for the presence of your email address, phone number, and other identifiable information across the dark web’s hidden marketplaces and forums.8 While a free scan may not uncover your Social Security number or other highly sensitive data, it can alert you to potential issues and prompt further action to protect your identity.

The dark web is a breeding ground for cybercriminals, where stolen personal information and financial data are bought and sold at alarming rates.7 According to recent statistics, as of March 31, 2022, there were 404 publicly-reported data compromises, indicating a 14% surge since Q1 2021.7 Stolen credit cards can cost as little as $9 on the Dark Web, while an unsuspecting victim’s complete online banking data sells for as little as $270.7 By proactively monitoring the dark web for any signs of your personal information, you can take critical steps to safeguard your identity and assets.

While free dark web scans may not uncover the most sensitive information, they can serve as an important early warning system.8 Services like Firefox Monitor, Aura, Identity Guard, and Have I Been Pwned offer comprehensive dark web monitoring and alert systems to help you stay informed about potential threats to your personal information protection.8 By taking this first step, you can be better prepared to respond to any instances of your data being compromised on the dark web.

Understanding Dark Web Alerts

In today’s digital landscape, where billions of pieces of personally identifiable information (PII) have been leaked to the Dark Web9, monitoring for compromised data has become a critical aspect of protecting one’s identity and assets. When your personal information is found on the Dark Web, you may receive an alert from a monitoring service. These alerts can provide valuable insights into the specific type of data that has been compromised, such as login credentials, financial account numbers, or Social Security numbers.9

Interpreting Notifications of Compromised Information

Understanding how to interpret these Dark Web alerts is crucial for mitigating the risks of identity theft and financial fraud. These notifications may include details about the source of the compromised data, the type of information exposed, and the potential impact on your personal and financial well-being.10 Sensitive data most often found on the dark web comes from data breaches, malware attacks, or other fraudulent activities such as phishing email scams.10

Responding to Exposed Credentials and Data Breaches

Upon receiving a Dark Web alert, it is essential to take immediate action to protect your identity and finances. This may include canceling compromised credit or debit cards, updating passwords for affected accounts, and placing credit freezes or fraud alerts with the major credit bureaus.10 Dark web monitoring services scan hundreds of websites for users’ personal information, and websites on the dark web can contain stolen information like names, addresses, phone numbers, email addresses, login credentials, Social Security numbers, credit card numbers, and other personally identifiable information (PII).10

Additionally, taking steps to secure your accounts with multi-factor authentication (MFA), such as two-factor authentication (2FA), can add an extra layer of protection against thieves.10 Other security alerts that can be received besides dark web alerts include malicious website alerts, credit monitoring alerts, bank account alerts, identity theft alerts, and court record alerts.10

By understanding how to interpret Dark Web alerts and responding swiftly to protect your sensitive information, you can significantly reduce the risks of identity theft, financial fraud, and other malicious activities targeting your personal data.9,10

image 25

Protecting Your Social Security Number

One of the most sensitive pieces of personal information that can be found on the dark web is the Social Security number (SSN). An exposed SSN can be used by cybercriminals to open new accounts, file fraudulent tax returns, and commit other forms of identity theft.11 A stolen Social Security number is one of the leading causes of identity theft, and Social Security number identity theft occurs when someone gains unauthorized access to your SSN.11

Securing Your SSN from the Dark Web

To protect your SSN, it’s important to monitor for any signs of it being compromised on the dark web.12 Many members of the UC Berkeley community have recently received alerts from Experian that their Social Security numbers were found on the dark web, and the cyberattack impacting the UC and hundreds of other organizations has led to the exposure of Social Security numbers.12

Steps to Take If Your SSN Is Compromised

If you receive an alert that your SSN has been found on the dark web, it’s crucial to take immediate action.12 Individuals can sign up for free credit and identity monitoring by calling (866) 617-1923 and referencing engagement number DB26512, and Stringer advises individuals to check their notifications and instructions provided by Experian, reachable at 877-890-9332.12 Anthony D. Joseph emphasizes the importance of acting promptly upon receiving alerts about Social Security numbers being exposed on the dark web.12

Recommendations for individuals with their Social Security numbers found on the dark web include creating a mySocial Security account and reviewing earnings statements.12 Free credit reports can be obtained from annualcreditreport.com to check for unauthorized accounts or charges, and daily monitoring of bank and credit card accounts is advised, particularly for small transactions.12

Additionally, a fraud alert can be placed on credit accounts by contacting Equifax, Experian, or TransUnion, and individuals should consider placing a credit freeze via the three credit agencies to prevent unauthorized account opening.12 However, individuals should be prepared to take extra steps when applying for new credit if a credit freeze is in place.12

Social Security number theft should be reported to the IRS at 1-800-908-4490, and campus IT officials urge reporting any suspicious email or phone calls to phishing@berkeley.edu.12

Securing Your Financial Information

In addition to safeguarding your Social Security number, it’s crucial to secure your financial information, including bank account numbers and credit card details, from cybercriminals operating on the dark web.9 Billions of personally identifiable information (PII) have been leaked to the dark web in 2022, posing a significant threat to individuals’ financial well-being.9

Safeguarding Bank Accounts and Credit Cards

To protect your finances, regularly monitor your bank accounts and credit card statements for any suspicious activity.9 Promptly cancel any compromised cards and consider setting up additional security measures, such as two-factor authentication, to enhance the protection of your financial accounts.9 Dark web monitoring services can provide valuable alerts when your personal data, including bank account numbers, is detected on the dark web, allowing you to take swift action.9

Monitoring for Fraudulent Transactions

Maintaining a close eye on your credit reports and financial statements is crucial for detecting and addressing any fraudulent transactions.13 Cloned credit cards are the number one use of the dark web, with over 8,000 searches, and 81% of cybercrime involves stolen credit card data.13 Regularly reviewing your accounts can help you identify and respond to any suspicious activity, mitigating the potential financial losses and reputational damage caused by dark web fraud.14 Almost 33% of Americans fell victim to identity theft in 2022, and every three out of 10 individuals are at risk of having their personal information compromised.14

By implementing robust security measures, monitoring your financial information, and staying vigilant against the evolving threats of the dark web, you can effectively safeguard your bank accounts, credit cards, and overall financial well-being.13 Exercising caution, using reputable browsers, keeping devices up-to-date, and avoiding suspicious links can also help protect against dark web-related risks.13

dark web fraud

Understanding the Risks of Dark Web Fraud

Dark web fraud encompasses a wide range of criminal activities, from identity theft and financial fraud to data breaches and ransomware attacks.3 Cybercriminals operating on the dark web leverage the anonymity and encryption it provides to carry out these illicit activities, often targeting unsuspecting individuals and businesses.31516 The dark web empowers a global criminal network through anonymous marketplaces in what Emily Wilson refers to as the “fraud economy.”16

Combating Fraudulent Activities on the Dark Web

To combat dark web fraud, it’s essential to stay informed about the latest threats, implement robust security measures, and work with law enforcement and cybersecurity specialists to identify and disrupt these fraudulent operations.31516 Recorded Future found only 8,400 active dark web domains in a recent report, indicating the smaller scale of the dark web.16 However, the dark web has accelerated the market for stolen information, multiplying fraud by tenfold and making fraud more accessible and quicker.16 Criminals can now create customized datasets a la carte on the dark web, enabling sophisticated fraud schemes like invoice fraud, business email compromise, and payroll fraud.16 Companies can be vulnerable to fraud even if they have not experienced a direct breach, due to the interconnected nature of data breaches in the fraud economy.16

Dark Web Fraud RisksDark Web Fraud Prevention Strategies
Identity theft Financial fraud Data breaches Ransomware attacksStaying informed about the latest threats Implementing robust security measures Collaborating with law enforcement and cybersecurity experts Monitoring the dark web for compromised information Leveraging identity theft protection services

By understanding the risks of dark web fraud and taking proactive steps to combat these fraudulent activities, individuals and businesses can protect themselves from the growing threat of identity theft, financial fraud, and other malicious attacks originating from the dark web.

Password Security and Two-Factor Authentication

Passwords are a common target for cybercriminals operating on the dark web, as they can provide access to a wide range of personal and financial accounts.17 To protect against password-related threats, it’s crucial to use strong, unique passwords for each account and to implement two-factor authentication (2FA) wherever possible.17

Best Practices for Strong and Unique Passwords

Creating strong, unique passwords for each of your accounts is a fundamental step in safeguarding your [password security]. Avoid using easily guessable information like birthdays, pet names, or common dictionary words. Instead, opt for a combination of uppercase and lowercase letters, numbers, and special characters to make your passwords more robust and less susceptible to cracking.17

Implementing Two-Factor Authentication for Added Protection

Two-factor authentication (2FA) adds an extra layer of [account security] by requiring a second form of verification, such as a one-time code sent to your phone or a biometric factor like a fingerprint or facial recognition.17 This step helps prevent unauthorized access to your accounts, even if your password is compromised.17 By implementing [two-factor authentication], you can significantly reduce the risk of your accounts being accessed by cybercriminals.17

Incorporating these [password best practices] and [two-factor authentication] measures into your online security routine is a crucial step in safeguarding your personal and financial information from the threats posed by the dark web.1718

Identity Theft Protection Services

In the fight against the growing threat of dark web fraud, identity theft protection services have emerged as a valuable tool. These comprehensive services monitor the dark web, public records, and other sources for any signs of compromised personal information, providing near real-time alerts if they detect suspicious activity.19

Comprehensive Monitoring and Alerts

Leading identity theft protection providers, such as Aura, Identity Guard®, and LifeLock, have dedicated thousands of research hours to reviewing and curating the best identity theft protection plans.19 Their services scour the dark web, public databases, and other sources to detect the presence of your sensitive information, including email addresses, phone numbers, and over 100 passwords.19 When compromised data is discovered, these services promptly alert you, enabling you to take immediate action to mitigate the risks.19

Identity Restoration Assistance

In addition to comprehensive monitoring and alerts, many identity theft protection services offer invaluable assistance with identity restoration. If your personal information is used for fraudulent activities, these providers guide you through the process of resolving the issue, helping to restore your credit and financial standing.19 With plans that provide up to $1 million in insurance coverage against dark web identity theft, these services can be a crucial ally in the fight against cybercriminals.19

By leveraging the advanced capabilities of artificial intelligence, machine learning, and comprehensive data analysis, identity theft protection services can give you the peace of mind and protection you need in the digital age.19 With a range of affordable plans catering to individuals, couples, and families, these services offer a valuable safeguard against the threats of dark web fraud.19

Freezing and Locking Your Credit

Freezing or locking your credit is a crucial step in protecting yourself from identity theft and financial fraud. A credit freeze restricts access to your credit file, making it more difficult for cybercriminals to open new accounts in your name.20 Similarly, a credit lock allows you to instantly lock and unlock your credit file as needed, providing an added layer of protection.20 Both options are free and can be easily implemented with the three major credit bureaus: Experian, Equifax, and TransUnion.21

Credit locks and freezes are essential tools to prevent criminals from financial gain using stolen information.20 They hide credit history from lenders, making it harder for scammers to open new accounts or take out loans.20 While credit locks are more convenient and quick, credit freezes are cost-effective and free.20

A credit freeze prevents credit reporting agencies from sharing your report without consent.20 Credit freezes last until “thawed” and can be requested online, by phone, or mail to each credit bureau separately.20 In contrast, a credit lock, not governed by law, is a contract between you and credit bureaus offering quick and instantaneous locking of credit files.20 Each credit bureau offers different services for credit locking, with costs varying if opting for additional identity theft protection services.20

Credit locks are faster and more convenient than credit freezes.20 They are activated instantly through apps or online tools, providing quicker protection, and locking and unlocking can be done independently without contacting credit bureaus, enhancing convenience.20 However, a credit lock costs around $24.99 per month compared to credit freezes that are typically free.20

It is important to note that credit locks and freezes can’t stop scammers from accessing current credit accounts and won’t protect against some forms of identity theft.20 Additionally, unfreezing credit for legitimate loans or job applications, and potential delays in the process, are downsides of credit freezing.20

image 26

Ultimately, both credit freezes and locks are valuable tools in the fight against identity theft and financial fraud.202221 By implementing these measures, individuals can take proactive steps to safeguard their credit and protect themselves from the devastating consequences of credit freeze and lock related crimes.

Reporting Identity Theft and Fraud

If you discover that your personal information has been compromised and is being used for fraudulent purposes, it’s essential to report the incident to the relevant authorities.23 This may include filing a report with the Federal Trade Commission (FTC) for identity theft, as well as notifying law enforcement, financial institutions, and other affected parties.

Filing Reports with Relevant Authorities

To report identity theft, you can contact the FTC at 1-877-FTC-HELP23 or file an identity theft report online through IdentityTheft.gov.23 The FTC advises filing a report with them first before contacting the police.23

Documenting Incidents for Future Reference

Carefully documenting all details related to the incident, such as account numbers, dates, and any communication with authorities or service providers, can be crucial for resolving the issue and preventing further damage.23 This includes keeping track of credit card and bank statements to identify any compromises.23 Additionally, renewing the fraud alert with each credit bureau every 90 days is recommended until the identity theft issue is resolved.23

By taking proactive steps to report identity theft and fraud, and thoroughly documenting the incident, you can significantly increase your chances of successfully mitigating the impact and protecting your identity.12423

Staying Vigilant Against Future Threats

Protecting your identity and assets from dark web fraud is an ongoing process that requires vigilance and proactive measures.14 Cybercrime is increasingly sophisticated, emphasizing the importance of taking preventative action against potential threats on the dark web.14 To stay ahead of the curve, regular monitoring of your financial accounts, credit reports, and other personal information is essential.

Regularly Monitoring Accounts and Credit Reports

Regularly monitoring your financial accounts and credit reports can help you swiftly detect any suspicious activity, such as unauthorized transactions or new accounts opened in your name.14 Nearly 33% of Americans fell victim to identity theft in 2022, highlighting the need for diligent account monitoring.14 By closely reviewing your statements and credit reports, you can quickly identify and address any potential issues, minimizing the impact of dark web fraud.

Keeping Up-to-Date with Cybersecurity Best Practices

Staying informed about the latest cybersecurity best practices is crucial in the fight against dark web fraud. This includes using strong, unique passwords, enabling two-factor authentication, and being cautious of phishing attempts.14 Every three out of 10 people are at risk of having their personal information compromised, underscoring the importance of adopting robust cybersecurity measures.13 Businesses, charities, and individuals are common targets of cybercrimes, so it’s essential to remain vigilant and proactive in protecting your digital assets.

Conclusion

In conclusion, the dark web poses a significant threat to individuals’ personal information and financial well-being.25 By understanding the nature of the dark web, where it operates in the hidden, encrypted part of the internet not accessible through traditional search engines26, and monitoring for any compromised data, readers can protect themselves from the devastating consequences of dark web fraud.

This comprehensive guide has provided a roadmap for navigating the dark web landscape and implementing effective strategies to safeguard one’s identity and assets.25 From understanding the risks of the dark web, where stolen personal and financial information is bought and sold26, to taking proactive steps to secure sensitive information, readers now have the knowledge and tools necessary to stay one step ahead of cybercriminals.

With the right approach, individuals can maintain their financial security in the digital age.25 By leveraging identity theft protection services, freezing their credit, and staying vigilant through regular account and credit report monitoring, readers can effectively mitigate the threat of dark web fraud and protect their identity and assets.26

FAQ

What is the dark web?

The dark web refers to the hidden, encrypted part of the internet that is not visible to traditional search engines. It can only be accessed using specialized software like the TOR browser. The dark web is known for hosting websites, forums, and marketplaces that deal in illicit goods and services, including stolen personal and financial information.

Why is monitoring the dark web crucial?

Monitoring the dark web is crucial for protecting one’s identity and assets. Cybercriminals often use the dark web to buy and sell personal information, such as Social Security numbers, email addresses, and login credentials, which they can then use to commit identity theft and financial fraud.

What is a free dark web scan?

Conducting a free dark web scan is a valuable first step in determining whether your personal information has been exposed on the dark web. These scans typically search for the presence of your email address, phone number, and other identifiable information across the dark web’s hidden marketplaces and forums.

How do dark web alerts work?

When your personal information is found on the dark web, you may receive an alert from a monitoring service. These alerts can provide valuable information about the specific type of data that has been compromised, such as login credentials, financial account numbers, or Social Security numbers.

How can I protect my Social Security number from the dark web?

To protect your Social Security number (SSN), it’s important to monitor for any signs of it being compromised on the dark web and take immediate action, such as filing an identity theft report with the FTC, freezing your credit, and closely monitoring your financial accounts and credit reports.

How can I secure my financial information from dark web fraud?

To secure your finances, it’s crucial to monitor your accounts for any suspicious activity, cancel compromised cards, and consider setting up additional security measures like two-factor authentication. Regularly reviewing your credit reports and bank statements can help detect any fraudulent transactions and allow you to take swift action to mitigate the damage.

How can I protect my passwords from dark web threats?

To protect against password-related threats, it’s crucial to use strong, unique passwords for each account and to implement two-factor authentication (2FA) wherever possible. 2FA adds an extra layer of security by requiring a second form of verification, such as a one-time code sent to your phone, in addition to your password.

How can identity theft protection services help against dark web fraud?

Identity theft protection services can monitor the dark web, public records, and other sources for any signs of your personal information being compromised, and provide near real-time alerts if they detect any suspicious activity. Additionally, many identity theft protection providers offer assistance with identity restoration, guiding you through the process of resolving any issues that arise from identity theft or fraud.

What are the benefits of freezing or locking my credit?

Freezing or locking your credit is a crucial step in protecting yourself from identity theft and financial fraud. A credit freeze restricts access to your credit file, making it more difficult for cybercriminals to open new accounts in your name. Similarly, a credit lock allows you to instantly lock and unlock your credit file as needed, providing an added layer of protection.

How should I report identity theft and fraud from the dark web?

If you discover that your personal information has been compromised and is being used for fraudulent purposes, it’s essential to report the incident to the relevant authorities. This may include filing a report with the Federal Trade Commission (FTC) for identity theft, as well as notifying law enforcement, financial institutions, and other affected parties.

Source Links

  1. https://www.identityguard.com/news/ssn-found-on-dark-web
  2. https://www.aura.com/learn/dark-web
  3. https://www.equifax.co.uk/resources/identity-protection/how-financial-crimes-are-hidden-in-the-dark-web.html
  4. https://consumerfed.org/wp-content/uploads/2019/03/Dark-Web-Monitoring.pdf
  5. https://www.crowdstrike.com/cybersecurity-101/dark-web-monitoring/
  6. https://www.fortinet.com/resources/cyberglossary/dark-web-monitoring
  7. https://www.identityguard.com/news/what-is-a-dark-web-scanner
  8. https://backlinko.com/dark-web-scanners
  9. https://www.aura.com/learn/dark-web-alert
  10. https://nordvpn.com/blog/what-is-dark-web-alert/
  11. https://www.equifax.com/personal/education/identity-theft/articles/-/learn/social-security-number-identity-theft/
  12. https://news.berkeley.edu/2021/04/27/what-to-do-if-your-social-security-number-was-found-on-the-dark-web
  13. https://moneyweek.com/personal-finance/how-to-protect-your-money-from-the-dark-web
  14. https://www.acronis.com/en-us/blog/posts/dark-web-identity-protection-guide/
  15. https://www.fraud-magazine.com/cover-article.aspx?id=4295009061
  16. https://www.aicpa-cima.com/professional-insights/article/how-the-dark-web-is-making-fraud-easier
  17. https://www.aura.com/learn/does-two-factor-authentication-prevent-hacking
  18. https://fedpaymentsimprovement.org/news/blog/online-authentication-when-fraudsters-take-advantage-of-gaps/
  19. https://www.security.org/identity-theft/best/dark-web-monitoring/
  20. https://www.identityguard.com/news/what-security-freeze
  21. https://www.experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/
  22. https://www.equifax.com/personal/education/identity-theft/articles/-/learn/8-facts-about-credit-freezes/
  23. https://lifelock.norton.com/learn/identity-theft-resources/how-to-report-identity-theft
  24. https://www.experian.com/blogs/ask-experian/what-to-do-if-information-is-found-on-dark-web/
  25. https://www.chargebackgurus.com/blog/dark-web-fraud
  26. https://www.synium.co.uk/are-your-details-on-the-dark-web/