mid american credit union

Mid American Credit Union: Your Financial Partner

In today’s world, many banks focus on making money over building relationships. But Mid American Credit Union is different. They are a true partner for their members. They offer a wide range of banking products and services for everyone in their community.

So, what makes Mid American Credit Union special? Is it their great rates, personal service, or their focus on helping members financially? The answer is in their mission. They aim to be more than just a bank. They want to be a trusted advisor and ally in your financial journey.

Key Takeaways

  • Mid American Credit Union is a financial institution committed to its members’ needs
  • Offers a wide range of banking products and services, including checking, savings, lending, and rewards
  • Provides personalized service and competitive rates to help members achieve their financial goals
  • Dedicated to building long-term relationships with its community
  • Strives to be more than just a bank, but a trusted financial partner

What is Mid American Credit Union?

Mid American Credit Union is a financial institution focused on its members. It’s a credit union that aims to provide personalized financial services. Unlike banks, it’s a not-for-profit cooperative. This means it focuses on serving its members, not making profits for shareholders.

A Financial Institution Dedicated to Its Members

Mid American Credit Union puts its members first. It knows each member has different financial needs. So, it offers a variety of banking products and services to fit those needs. From checking and savings accounts to loans and rewards, the credit union has something for everyone.

Offering a Range of Products and Services

Mid American Credit Union is a full-service financial institution. It provides a wide range of banking products and services. Members can find everything from checking and savings accounts to auto loans and mortgages. The goal is to be a one-stop-shop for all financial needs, helping members manage their money and reach their goals.

Product/Service Description
Checking Accounts Mid American Credit Union offers a range of checking account options, including free checking, interest-bearing checking, and specialized accounts tailored to specific financial needs.
Savings Accounts The credit union’s savings account options provide members with a secure place to grow their money, including traditional savings accounts, high-yield savings, and specialty accounts.
Lending Solutions Mid American Credit Union provides a variety of lending solutions, such as auto loans, home mortgages, and personal loans, to help members finance their financial goals.
Rewards Programs The credit union’s rewards programs offer members the opportunity to earn points or cash back on debit and credit card purchases, as well as incentives for referring new members.

Mid American Credit Union offers a wide range of banking products and services. It aims to be a trusted financial institution for all its members’ financial needs.

Membership Benefits for Employees

If you work for a partner organization, you get special membership perks at Mid American Credit Union. They aim to support their members and help them reach their financial goals.

Waived Membership Fee

One big perk is that Mid American Credit Union drops the $10 membership fee for employees. This lets you join and use their services without paying the initial fee. It makes joining easier for you.

Bonus for Opening Accounts

There’s more! Mid American Credit Union gives a $50 bonus when you open a direct deposit checking or second chance savings account. This is a great reason to start using their services.

With these benefits, you get the ease and personal touch of Mid American Credit Union. You save money and might even earn more. It’s a great deal for employees like you.

“Mid American Credit Union is committed to providing its members with the best possible financial services and support. The membership benefits for employees are just one example of how we strive to make banking accessible and rewarding.”

Checking and Savings Accounts

At Mid American Credit Union, we know how crucial it is to have a reliable banking partner. That’s why we offer a wide range of checking and savings accounts. These accounts help you manage your money well.

Direct Deposit Checking

Our direct deposit checking account makes getting to your money easy. It simplifies your daily financial tasks. You get free online and mobile banking, plus free ATM withdrawals at our locations.

Second Chance Savings Account

If you’re trying to improve your financial situation, our second chance savings account can help. It’s a way to start fresh with banking. You won’t need a minimum balance, and the fees are low.

Account Type Features Benefits
Direct Deposit Checking
  • Free online and mobile banking
  • No monthly maintenance fees
  • Free ATM withdrawals
  • Convenient access to your funds
  • Seamless financial management
  • Reduced banking costs
Second Chance Savings
  • No minimum balance requirement
  • Low monthly fees
  • Opportunity to rebuild credit
  • Accessible savings account
  • Affordable banking solution
  • Path to financial stability

Looking for a checking account or a savings account to reach your financial goals? Mid American Credit Union has what you need. Check out our options and see how we can support you financially.

Credit-Building Opportunities

At Mid American Credit Union, we know how vital it is to build and keep a strong credit score. That’s why we give our members special access to great credit-building tools and resources.

Free Credit Score and Report

Keeping an eye on your credit health is key. We make it simple for you. You can check your credit score and full report for free through our online and mobile banking. This helps you know your creditworthiness and lets you make smart moves to improve it.

Score Booster Loan

Want to lift your credit score? Our Score Booster Loan is here to help. This loan is made to help you build credit by reporting your payments to the big credit agencies. It’s an easy and powerful way to improve your credit report and control your financial future.

Feature Benefit
Free Credit Score and Report Stay informed about your credit profile and identify areas for improvement
Score Booster Loan Establish a positive credit history and boost your credit score

credit score

“Improving your credit score doesn’t have to be a daunting task. With the right tools and support, you can take control of your financial future.”

At Mid American Credit Union, we’re all about giving our members the tools and advice they need to build credit and reach their financial goals. Check out our credit-building opportunities and start moving towards a brighter financial future.

Mid American Credit Union for Global Partner Solutions Employees

If you work at Global Partner Solutions, you can get special credit union membership benefits from Mid American Credit Union. This partnership gives you access to financial services and products. They help support your employee benefits and your financial health.

Being a member of Mid American Credit Union comes with many perks. You get to enjoy benefits like no membership fees and bonuses for opening accounts. The credit union aims to help you reach your financial goals.

Mid American Credit Union also offers credit-building opportunities and lending solutions. These can help you improve your credit score or get financing for big purchases.

As a Global Partner Solutions employee, you also get access to online and mobile banking, rewards programs, and identity theft protection services. These make managing your finances easier and keep your personal info safe.

“Mid American Credit Union has been an invaluable partner in helping me achieve my financial goals. The personalized service and range of products have been a game-changer for my financial well-being.”

Joining Mid American Credit Union as a Global Partner Solutions employee means getting a full range of financial services. Start improving your financial future by checking out what the credit union offers.

Online and Mobile Banking

At Mid American Credit Union, we know how important it is to have easy banking options today. That’s why we offer great online banking and mobile banking solutions. These let our members manage their money wherever they are.

Our online banking is easy to use. You can check your accounts, move money, pay bills, and keep an eye on your spending easily. You can use it on your computer or mobile device. Our digital banking makes sure you’re always in charge.

Real-Time Credit Monitoring

Our online and mobile banking also have a special credit monitoring tool. This tool lets you see your credit score and credit report in real-time. It helps you keep track of your financial health and spot any problems early.

  • Monitor your credit score and credit report in real-time
  • Receive alerts for any changes or suspicious activities
  • Utilize our credit-building resources to improve your creditworthiness

We give our members these powerful digital tools to help you make smart financial choices. They let you manage your money well and protect your financial health. Try out Mid American Credit Union’s online and mobile banking for convenience and peace of mind.

Lending Solutions

At Mid American Credit Union, we know getting the right financing is key to reaching your financial goals. Whether you want a new car, a home, or a personal loan, we have solutions for you. Our lending options are tailored to meet your specific needs.

Auto Loans

Buying a new car is a big step, and we aim to make it easy for you. Our auto loans have great interest rates and flexible terms. This helps you get the car you want. Our application process is simple, and our team offers personalized help. You’ll feel confident driving off the lot with our support.

Home Loans

Buying a home can seem overwhelming, but we’re here to help. Our home loan options include fixed and adjustable rates. We work with you to find a loan that matches your budget and goals. Our team is experienced and dedicated to making homeownership a reality for you.

Personal Loans

Life can surprise us with unexpected costs or chances. That’s where our personal loans come in. Whether you’re paying off debt, improving your home, or covering an emergency, we offer loans with good rates and flexible payback plans. Our goal is to help you reach your financial goals.

At Mid American Credit Union, we’re your go-to lending solutions partner. Our team is ready to guide you, providing the support and resources you need. Check out our lending options today and move forward to a more secure financial future.

Rewards Programs

At Mid American Credit Union, we have rewards programs to help you get more from your purchases. You can choose from cash back, pay-with-points, or gift cards. Our debit and credit card rewards give you different ways to earn more with us.

Debit and Credit Card Rewards

Our debit and credit card rewards let you earn points or cash back on what you buy. With the debit card, you can get up to 1.5% cash back on your purchases. Our credit card offers 1 point per $1 spent and lets you redeem for travel, merchandise, or statement credits.

Refer-a-Friend Program

  • Earn $50 for each new member you refer to Mid American Credit Union
  • Your friend will also get a $50 bonus when they open a new account
  • There’s no limit to how many friends you can refer, so the more you share, the more you can earn

Our rewards programs are a big part of the value we offer our members. With competitive debit and credit card rewards, and our refer-a-friend program, we aim to make your financial relationship with us rewarding.

rewards programs

Identity Theft Protection

At Mid American Credit Union, keeping your personal info safe is a big deal. That’s why they offer a top-notch identity theft protection service to all checking account holders. This 24/7 ID theft resolution service gives you the support and tools you need if you become a victim of identity theft.

24/7 ID Theft Victim Resolution Service

With Mid American Credit Union’s ID theft protection, you get a team of experts ready to help you anytime. They’ll walk you through fixing any identity theft protection and ID theft resolution issues. They provide the tools and resources to get your finances back on track.

Some key features of this service include:

  • Immediate action to lessen the effects of identity theft
  • Help with fixing credit reports and keeping an eye on them
  • Support in filing identity theft reports with the authorities
  • Reimbursement for costs you might face while resolving the issue

By offering this detailed identity theft protection service, Mid American Credit Union shows it cares about its members’ financial safety and peace of mind.

“Mid American Credit Union’s ID theft resolution service gives me the confidence to manage my finances without worrying about the potential impact of identity theft.”

Convenience and Accessibility

At Mid American Credit Union, we know how important it is to have convenient and accessible banking services. That’s why we aim to give our members a smooth financial experience, wherever they are and whenever they need to handle their money.

We have a big network of ATMs and branch locations. This means you can easily get to your accounts and do transactions without hassle. Whether you’re out shopping, on your way to work, or traveling, your financial needs are just a short step away.

Our commitment to convenience and accessibility goes further. We’ve put a lot into digital banking tools. Now, you can manage your money from home or anywhere with our mobile app and online banking. You can check balances, move money, pay bills, and more – all easily.

  • Extensive network of ATMs and branch locations
  • Intuitive digital banking platforms for on-the-go account management
  • Exceptional customer service to support your financial needs

At Mid American Credit Union, we think convenience and accessibility should be basic parts of banking today. That’s why we’re all about giving our members the tools and support they need to manage their money easily, anytime and anywhere.

Feature Description
ATM Network Access your accounts at over 30,000 surcharge-free ATMs nationwide
Branch Locations Visit one of our 15 conveniently located branches across the region
Mobile Banking Manage your finances on the go with our user-friendly mobile app
Online Banking Securely access your accounts and perform transactions from any device

“Mid American Credit Union has truly revolutionized the way I manage my finances. The combination of their extensive physical presence and cutting-edge digital tools makes banking more convenient than ever before.”

Community Involvement

Mid American Credit Union is deeply connected to the communities it serves. They take part in and support local projects, showing their strong commitment to making life better for members and neighbors. They go beyond banking by sponsoring events and volunteering for charities.

Mid American Credit Union wants to make a positive change. They work with groups that aim for a better future for everyone. They help with food drives, clean parks, and support education, showing their employees’ eagerness to help.

Being involved in the community is in Mid American Credit Union’s core. They believe strong communities lead to a strong economy. This helps the people and groups they help and builds a strong connection with the communities they serve.

Mid American Credit Union is a trusted partner for local businesses, non-profits, and people. Their strong support for these efforts has made them known as a caring financial institution. They focus on the well-being of their members and the neighborhoods around them.

Empowering Local Businesses

Mid American Credit Union also helps local businesses through various efforts. They offer financial solutions and advice to help small and medium-sized businesses grow. By giving access to capital, resources, and networking, they play a key role in a strong local economy.

Initiative Impact
Small Business Lending Helping local entrepreneurs secure the funding they need to start and grow their businesses.
Business Workshops and Seminars Offering educational programs to empower local business owners with the knowledge and skills to succeed.
Networking Events Connecting local businesses with potential partners, customers, and resources to foster collaboration and growth.

Supporting local businesses strengthens the community and boosts the local economy. This support and investment reflect the credit union’s mission and values.

“Mid American Credit Union’s commitment to the community is more than just a corporate initiative – it’s a fundamental part of who we are. We believe that by investing in our local neighborhoods, we can create a brighter future for everyone.”

– [Credit Union Executive]

Conclusion

Mid American Credit Union is a top choice for banking needs. It’s a financial partner that cares deeply about its members and the community. They offer a wide range of banking solutions, personal service, and great rates.

Looking to open a checking or savings account? Need a loan? Want to join a rewards program? Mid American Credit Union has got you covered. They focus on building strong relationships and helping the local community. This makes them a financial institution that truly cares about you.

Check out what Mid American Credit Union offers to help you reach your financial goals. Join this amazing credit union today and start working towards your dreams.

FAQ

What is Mid American Credit Union?

Mid American Credit Union is a financial institution focused on serving its members. They offer a variety of banking products and personalized service. This includes checking and savings accounts, lending options, and rewards programs.

What benefits do employees of partner organizations receive?

Employees of partner organizations get special membership benefits from Mid American Credit Union. They don’t have to pay the membership fee. Plus, they get a bonus when they open a direct deposit checking or second chance savings account.

What types of checking and savings accounts does Mid American Credit Union offer?

Mid American Credit Union has different checking and savings accounts for your needs. Their direct deposit checking account makes accessing your funds easy. Their second chance savings account helps people rebuild their financial relationship with a bank.

How can Mid American Credit Union help with credit-building?

Mid American Credit Union knows how important a good credit score is. They give you free access to your credit score and report online and on mobile. They also offer a Score Booster Loan to help improve your credit score.

What digital banking features does Mid American Credit Union offer?

Mid American Credit Union offers easy online and mobile banking. You can manage your money anywhere. They have real-time credit monitoring, giving you access to your credit score and report.

What lending solutions does Mid American Credit Union provide?

Mid American Credit Union has various lending solutions for your needs. Whether you want to buy a new car, finance a home, or get a personal loan, they offer competitive rates and flexible terms.

What kind of rewards programs does Mid American Credit Union offer?

Mid American Credit Union’s rewards programs let you earn cash back, pay with points, and get gift cards for everyday purchases. Their debit and credit card rewards, along with their refer-a-friend program, help you get more value from your financial relationship with them.

How does Mid American Credit Union protect against identity theft?

Mid American Credit Union takes your personal information seriously. They offer a 24/7 ID theft victim resolution service to all checking account holders. This ensures you have the support and resources you need if you face identity theft.

How accessible are Mid American Credit Union’s banking services?

Mid American Credit Union makes banking easy and accessible for its members. They have a network of ATMs, branch locations, and digital banking platforms. This lets you manage your finances whenever and wherever it suits you best.

How does Mid American Credit Union support the local community?

Mid American Credit Union is deeply involved in the communities they serve. They support local initiatives, showing their commitment to improving life for their members and the neighborhoods around them.