Are you looking to build long-term wealth and secure your financial future? Investing can be a powerful tool, but it can be hard to choose the right options¹. Since 1976, Bankrate has helped people make smart financial choices¹. This article will look at the top 10 best investments for growing your money in the US market. We’ll cover everything from safe choices like high-yield savings accounts to riskier options like stocks and real estate. By knowing your risk level and spreading out your investments, you can increase your earnings and reach your financial goals.

Key Takeaways

• Investing can provide another source of income, fund retirement, or help get you out of a financial jam.
• It’s important to balance potential gains with the risk involved and ensure you’re in a strong financial position before investing.
• Diversifying your portfolio and understanding your risk tolerance can help you maximize your returns and work towards long-term wealth building.
• Bankrate’s content is authored by highly qualified professionals and edited by subject matter experts for objectivity, accuracy, and trustworthiness.
• Bankrate does not offer advisory or brokerage services and does not provide personalized investment advice.

Why Invest?

Investing is a smart way to build wealth over time and meet your financial goals². By letting your earnings grow, you can save for retirement, overcome financial hurdles, and buy more things². But, remember, investing comes with risks. It’s important to know how much risk you can handle².

Building Wealth for Financial Goals

Investing can help you grow your wealth and achieve your goals, like buying a house, saving for school, or retiring comfortably³. The sooner you start, the more time your money has to grow³. Even small monthly savings can become a lot over time, thanks to compounding⁴.

Balancing Risk and Return

Finding the right balance between risk and reward is key in investing². Spreading your investments across different areas, like stocks, bonds, and real estate, can reduce risk³. Stocks might offer big returns but can also be more unpredictable². It’s wise to keep risky investments to 10% of your assets, even if you’re experienced⁴.

Knowing your financial goals, how much risk you can take, and the investment options available helps you create a well-rounded portfolio³. Whether you’re starting or improving your investments, a careful and balanced strategy can help you reach your financial dreams⁴.

“Investing is a long-term strategy for building wealth, not a get-rich-quick scheme. Patience and discipline are key to achieving your financial goals.”

High-yield Savings Accounts

If you’re looking for a safe, low-risk investment, consider high-yield savings accounts. They offer higher interest rates than traditional bank accounts. This is because online banks have lower costs⁵. Plus, many of these accounts are FDIC-insured, which means your money is safe up to a certain amount⁵.

In July 2024, the best high-yield savings accounts were compared across 175 banks and credit unions⁵. The BrioDirect High Yield Savings Account and Ivy Bank High-Yield Savings Account both offered 5.30% APY⁵. TAB Bank High Yield Savings had a 5.27% APY⁵⁶. UFB Secure Savings offered up to 5.25% APY⁵⁶. Laurel Road High Yield Savings® had a 5.15% APY⁵, and Bask Interest Savings Account and EverBank Performance℠ Savings provided a 5.10% and 5.05% APY, respectively⁵.

High-yield savings accounts can earn around 5%, much higher than the national average of 0.45%⁷. Experts think there might be a rate cut in September 2024, which could lower savings rates⁷. But for most of 2024, rates might stay above inflation, helping you keep your purchasing power⁵.

When picking a high-yield savings account, look at interest rates, deposit needs, and fees to save money wisely⁵. The low-risk investments from these accounts can be a smart choice for your financial plan⁵.

Certificates of Deposit (CDs)

Certificates of Deposit (CDs) are a solid choice for investors who want a steady return and don’t like taking risks. They come with fixed interest rates for set periods, usually one, three, or five years. This makes the return on investment predictable⁸. The FDIC insures CDs up to $250,000, making them a safe bet⁸. CDs often pay more interest than savings accounts, especially for longer terms, which encourages investors with a long-term view to choose CDs over savings accounts⁸.

Fixed Interest Rates for Defined Periods

CDs stand out for their fixed interest rates that don’t change during the investment term⁹. They’re backed by the U.S. government, offering up to $250,000 insurance per depositor, per bank, per account type⁹. This makes CDs a great option for those wanting a stable investment with low risk.

Penalty for Early Withdrawals

CDs have fixed rates and stability, but you’ll face a penalty if you take out your money early⁸. Penalties can be steep, often taking a month’s interest or more⁸. So, it’s key to only put money in CDs you won’t need soon.

There are also special types of CDs available¹⁰. Add-on CDs let you add money later, perfect for growing your savings over time, but the rates might be lower¹⁰. Bump-up CDs let you take advantage of higher rates by changing your CD’s interest rate¹⁰. Jumbo CDs need a $100,000 investment but offer higher rates¹⁰. No-penalty CDs don’t charge early withdrawal fees but might have fewer options and lower rates than regular CDs¹⁰.

It’s wise to spread out your investments to reduce risk when considering CDs⁸. CDs are safe thanks to FDIC insurance up to $250,000 per depositor, per account, making them a secure choice⁹.

“No one has ever lost a single cent invested in CDs backed by the FDIC.”⁹

In summary, CDs are a dependable way for investors who prefer stability to grow their short-term savings. With fixed rates, FDIC insurance, and various options, CDs offer a secure and predictable investment for those seeking steady income and low risk.

Government Bonds

Government bonds are a type of investment where you lend money to the government. They are seen as safe because they are backed by the U.S. government’s promise¹¹.

Low-Risk Fixed-Income Securities

These bonds are great for investors who want steady, predictable returns. They don’t offer big gains but are stable, making them a good choice for a balanced portfolio¹¹.

You can buy government bonds on your own or through bond funds. These funds let you invest in many bonds at once, making it easier for investors¹¹. Government bond ETFs are also an option, with fees under 0.20% per year, making them affordable for many¹¹.

Suitable for Conservative Investors

Government bonds are perfect for those who want to keep their money safe and earn steady income¹¹¹². Treasury bonds are especially useful for this, as they’re seen as a standard for interest rates and are great for retirement plans¹².

They might not grow as much as riskier investments, but they’re key for a balanced portfolio. They help reduce overall risk and provide a solid base for growing your money over time¹¹¹².

Type of Government Bond	Maturity Dates	Yield Characteristics
Treasury Bonds	20 or 30 years	Fixed rate of interest every six months until maturity13
Treasury Notes	2, 3, 5, 7, and 10 years	Fixed rate of interest every six months until maturity12
Municipal Bonds	Varies based on issuer	Varying yields based on maturity and credit quality11

Government bonds at both federal and local levels offer many options for different risk levels and goals¹¹¹². They provide a steady income stream, making them a key part of a diversified portfolio. They’re especially good for those who want to keep their investments safe and reduce risk¹¹¹²¹³.

Corporate Bonds

Corporate bonds let investors lend money to companies. They get back the principal and interest over time¹⁴. These bonds can be traded or kept private. Companies use the money for things like buying assets or funding research¹⁴.

Corporate bonds are riskier than government bonds because they’re not backed by a government¹⁴. But, this risk means they might offer higher returns¹⁴.

Some corporate bonds are much riskier than others, like “junk” bonds¹⁴. It’s important to know the company’s creditworthiness and your own risk level before investing¹⁴.

The Columbia Corporate Income CRIYX fund has done well, ranking highly in its category¹⁵. The Vanguard Intermediate-Term Corporate Bond ETF VCIT was up 1.64% in 2023¹⁵. Its yield was 6.24%, higher than the iShares US Treasury Bond ETF¹⁵.

Corporate bonds can offer higher yields and liquidity¹⁶. They can also grow in value if the company does well¹⁶. But, it’s key to look at the risks, like the company’s credit and market conditions¹⁴.

Investors might look at bond ETFs for diversification and ease¹⁶. ETFs offer more benefits than individual bonds¹⁶.

“Corporate bonds can be a valuable addition to a diversified investment portfolio, providing the potential for higher yields and capital appreciation, while also introducing additional risk that must be carefully managed.”

Money Market Funds

Money market mutual funds are a great choice for those who want a low-risk investment. They pool money to buy short-term debt from governments, banks, or companies. This makes them stable and liquid, offering modest returns¹⁷.

Low-Risk Investment Option

Money market funds are known for being low-risk. NerdWallet says they’re a safe choice for part of your portfolio¹⁷. They have a stable value of $1 per share and hold high-quality, short-term assets. This reduces the risk and keeps your investment safe¹⁷.

Lower Returns than Other Investments

Money market funds give better returns than a savings account but not as much as stocks¹⁷. They grow like high-yield savings accounts, making them good for short-term savings or adding variety to your investments¹⁷.

Money Market Fund	Yield	Expense Ratio	Fund Assets	Minimum Investment
Vanguard Federal Money Market Fund	5.28%	0.11%	$301.4 billion	$3,000
Schwab Value Advantage Money Fund	5.13%	0.34%	$194.8 billion	None
JPMorgan Prime Money Market Fund	5.03%	0.50%	$82.8 billion	$1,000
Invesco Government Money Market Fund	5.04%	0.32%	$5.5 billion	$1,000
Fidelity Money Market Fund	5.03%	0.42%	$110.2 billion	None
Vanguard Municipal Money Market Fund	4.0%	0.15%	$18.2 billion	$3,000

The table shows details of top money market funds, including their yields, fees, size, and the amount you need to start investing¹⁸.

Even though money market funds are seen as low-risk, they’re not risk-free. All investments, including these funds, carry some risk¹⁷.

“Money market funds can be a valuable tool for investors looking to preserve capital and maintain liquidity, but they should not be viewed as a substitute for higher-risk, higher-return investments that are necessary for long-term wealth building.”

In summary, money market funds are a low-risk choice that can offer stable returns and add variety to your investments. They might not grow as much as other investments, but they’re important for a well-planned financial strategy¹⁷¹⁸¹⁹.

Mutual Funds

Mutual funds pool money from many investors to invest in stocks, bonds, or other assets²⁰. They offer a way to invest in the stock market without the hassle of picking stocks yourself²⁰. This makes them a good choice for those looking for long-term growth.

These funds come in different types, focusing on specific areas like technology or dividend stocks²⁰. They are great for retirement planning because they spread out investments to reduce risk²⁰.

According to NerdWallet, some top U.S. equity mutual funds include Victory NASDAQ-100 Index and Vanguard Growth Index Investor²⁰. These funds have been doing well over the past five years. NerdWallet also rates investment firms highly, with scores of 4.9/5 and 4.3/5²⁰.

When picking a mutual fund, look at the fees, minimum investments, and any special deals²⁰. The SEC has made rules to ensure funds match their names, making things clearer for investors²¹.

Mutual funds offer various options, from high-risk stock funds to safe money market funds²⁰. It’s key to read the details to know what you’re getting into²¹.

Even with mutual funds, you could still lose money²¹. It’s best to think long-term and diversify to manage risks²².

Mutual Fund Category	Potential Returns	Potential Risks
Stock mutual funds	Higher	Higher
Bond mutual funds	Lower	Lower
Money market mutual funds	Lowest	Lowest

Understanding the different mutual fund types is important. Know about fees like management and 12b-1 fees, which affect your returns²⁰.

Taxes can impact mutual funds too. Short-term gains from stocks are taxed at 15%, while long-term gains are taxed at 10%²². Debt funds have different tax rules, with short-term gains taxed based on your income level²².

Mutual funds are a great way to grow your wealth over time²². By understanding their fees, taxes, and the need for a long-term view, you can make smart choices for your investments²².

Index Funds

Index funds are a favorite among investors who want a simple, low-cost way to grow their wealth over time. They track a specific market index, like the S&P 500, without the need for active management. As NerdWallet explains, their passive approach and low fees make them a great choice for investors.

Index funds shine because they offer broad market exposure and diversification at a low cost²³. For instance, the Fidelity ZERO Large Cap Index fund has no annual fee for every $10,000 invested²³. It also boasts a 5-year return of 15.3 percent²³. The Vanguard S&P 500 ETF, another top pick, has a tiny 0.03 percent fee and a 5-year return of 15.2 percent²³.

Index funds are known for their simplicity and steady performance, making them ideal for long-term wealth building. Morningstar research shows they often beat actively managed funds in various categories²⁴. The first index fund, the Vanguard 500, started in 1976, marking the beginning of their popularity²⁴.

Diverse Options for Index Fund Investing

Investors have many index fund options to choose from, depending on their goals and risk tolerance. Bankrate lists some top-rated index mutual funds and ETFs for 2024, including:

• U.S. stock index funds: Vanguard S&P 500 ETF, Fidelity Mid Cap Index, and iShares S&P 500 Index²⁴
• International stock index funds: Vanguard FTSE All-World ex-US ETF, Fidelity Total International Index, and iShares Core MSCI Total International Stock ETF²⁴
• Bond index funds: Fidelity US Bond Index, Vanguard Short-Term Treasury ETF, and iShares Core US Aggregate Bond ETF²⁴
• Specialized index funds: Vanguard FTSE Europe ETF, Vanguard Short-Term Inflation-Protected Securities ETF, and Schwab US TIPS ETF²⁴

With over 20,000 U.S.-listed stocks to choose from²⁵, index funds provide a convenient way to invest in the broader market. They help reduce the risk of picking individual stocks. Whether you’re starting or looking to simplify your portfolio, index funds could be a key part of your investment plan.

“Index funds are a simple, low-cost way for investors to gain broad exposure to the stock market and potentially achieve long-term growth.” – Financial Expert, XYZ Investments

²³²⁴²⁵

Exchange-Traded Funds (ETFs)

ETFs are a popular choice for investors who want to diversify their portfolios without a lot of hassle. They let you invest in a mix of stocks, bonds, or commodities with just one fund share²⁶. This makes it easy to manage risk and keep your investments stable²⁷.

Diversified Portfolios in a Single Fund

ETFs are great because they offer a mix of securities in one fund. Each ETF tracks a specific market or sector. This mix helps protect your investments from big losses, leading to more stable returns over time²⁷.

Covering Various Asset Classes

ETFs now cover a wide range of assets, from stocks and bonds to commodities and specific sectors²⁷. This variety lets you create a portfolio that matches your risk level and goals. It’s a smart way to build wealth over the long term²⁶.

ETF Type	Example	Asset Class
Stock ETF	SPDR S&P 500 (SPY)	U.S. Equities
Bond ETF	iShares Core U.S. Aggregate Bond ETF (AGG)	U.S. Bonds
Commodity ETF	SPDR Gold Shares (GLD)	Gold
Sector ETF	Vanguard Energy ETF (VDE)	Energy Sector

The table shows the wide variety of ETFs available, covering different asset classes and themes²⁷. This variety lets you customize your portfolio to fit your needs, making ETFs a key investment tool²⁶.

“ETFs have become one of the most popular investment vehicles in recent years, as they offer several key benefits, including instant diversification, low costs, and accessibility.”

ETFs are growing in popularity because they offer a simple way to invest in many assets and markets²⁶. With their low fees²⁸ and commission-free trading²⁸, they’re a top choice for both new and seasoned investors. They help build wealth through diversified, affordable investing²⁶²⁷²⁸.

best investments

Building long-term wealth means looking at many options. It’s important to balance high returns with the risk you can handle²⁹. Morningstar found 20 top stocks with strong economic moats and great capital use, showing they’re worth more than their current price²⁹. The goal is to buy shares of strong companies at a lower price, focusing on those with big competitive edges²⁹.

For diversifying your portfolio, Morningstar suggests 20 top funds for core investments²⁹. These funds have Gold ratings and full analyst coverage, promising to beat the market over time²⁹.

High-Return Potential

The stock market often beats bonds, savings accounts, and other investments over the long haul³⁰. Over 40 years, U.S. stocks have led most investment types³⁰. For example, a $10,000 investment at 10% annual returns for 30 years could grow to almost $175,000³⁰.

Diversification Across Asset Classes

Spreading your investments across different types is key to managing risk and growing wealth³¹. Real estate and stocks are top choices for many Americans³¹. Gold and cryptocurrencies like Bitcoin are also good for diversifying your portfolio³⁰.

Financial experts recommend investing in stocks based on your age, like subtracting your age from 110³⁰. For a 40-year-old, about 70% of your portfolio could go to stocks³⁰. Remember, taxes play a big role in your investment choices, affecting your financial success³⁰.

Choosing a mix of high-return investments and diversifying helps build a strong portfolio. This approach matches your financial goals and risk level, leading to long-term wealth.

Dividend Stocks

Dividend stocks are great for those looking for steady income and the chance for growth. These stocks give out cash dividends regularly. This makes them a solid choice in uncertain markets³².

The average dividend yield for top dividend stocks is 3.33%, with some as high as 9.46% and as low as 3.03%³². About 30% of these top stocks are “dividend aristocrats”. These are S&P 500 companies that have raised their dividends for over 25 years³². These companies are known for steady dividends and growth potential. They are a favorite among investors who value stability and income.

The Allure of Dividend Aristocrats

Dividend aristocrats stand out for their steady dividend growth and financial strength. 70% of the top dividend stocks have a strong “narrow” Morningstar economic moat rating. 30% have an even stronger “wide” moat rating, showing they can keep their edge and stay strong through tough times³². These companies are often in sectors like tech, healthcare, and consumer staples. These sectors tend to be more stable during economic ups and downs.

“Dividend stocks can increase the historical total annual return by about two percentage points higher than the index’s annual change in value.”³³

People like dividend stocks for their mix of income and growth. A $5,000 investment growing at 6% a year for 20 years could hit over $16,000. But the same investment growing at 8% a year could reach over $24,000³³. This shows how dividend stocks can lead to higher returns than stocks without dividends.

When picking dividend stocks, look for companies with a strong history of paying dividends and growth potential. Adding dividend stocks, especially dividend aristocrats, to a diverse portfolio can offer steady income and the chance for long-term growth³⁴³²³³.

Real Estate Investments

Real estate is a top choice for investors looking for steady income and long-term growth³⁵. In 2022, 29 percent of Americans picked real estate as their top investment for money they won’t need soon³⁵. With a 7.09 percent annual interest rate in January 2024, real estate looks appealing for stable income³⁵.

Investing in real estate directly can be costly and time-consuming. But, there are easier ways like real estate crowdfunding and REITs³⁶. From the 1960s to 2007, new home prices went up, then fell during the crisis, and now they’re back up again³⁶. By late 2023, the average home price in the U.S. was $498,300, close to the all-time high³⁶.

Real estate crowdfunding lets investors join in with less money, thanks to professional management³⁶. These platforms offer returns from 2% to 20% a year, says Investopedia³⁶. REITs also offer a way to invest in many properties at once, trading like stocks³⁶.

Adding real estate to your portfolio through crowdfunding or REITs can make it more diverse³⁵. By the third quarter of 2023, 66 percent of U.S. homes were owned, similar to 2022’s rate³⁵. But, owning a home is more common among those over 65 than those under 35³⁵.

Real estate can offer a steady income and growth potential, making it a solid choice for diversifying your investments and reaching your financial goals.

Metric	Value
Average Home Sale Price (2023)	$498,30036
Annualized Returns of Real Estate Crowdfunding	2% – 20%36
Overall Homeownership Rate (Q3 2023)	66%35
Homeownership Rate for Those 65+ (Q3 2023)	79.2%35
Homeownership Rate for Those Under 35 (Q3 2023)	38.3%35

“Real estate has historically been one of the best-performing asset classes, offering the potential for steady rental income and long-term appreciation.”

In summary, real estate investments, like crowdfunding and REITs, offer diversification, stable income, and growth potential. With many options and a strong real estate market history, it’s clear why many Americans choose real estate for their financial goals.

Conclusion

To succeed in investing in 2024 and beyond, focus on a balanced portfolio. This balance includes portfolio diversification, risk management, and long-term wealth building³⁷. Start by knowing your risk level and financial goals. Then, spread your money across different types of investments.

Use low-risk options like high-yield savings accounts and government bonds. Also, include higher-risk investments such as stocks, real estate, and alternative assets. This mix helps you handle market ups and downs and grow your wealth over time³⁸.

Keep an eye on your investments and adjust them as needed. This ensures your money matches your changing financial needs and risk comfort level³⁸. Remember, sticking to your investment plan is key for long-term success, even when markets change³⁹. Also, consider investing in different places, like the US, and work with a tax expert for the best tax strategy.

By managing your investments wisely, focusing on portfolio diversification, risk management, and long-term wealth building, you can confidently face the financial world. This approach helps you reach your financial goals³⁹.

FAQ

Why should I invest?

Investing helps you build wealth and reach your financial goals. It can give you extra money, fund your retirement, or help in tough financial times. But, it’s key to think about the risks you’re okay with.

What are the benefits of high-yield savings accounts?

High-yield savings accounts are safe and offer steady interest. They have higher interest rates than traditional bank accounts. Plus, they’re FDIC-insured, which means your money is protected up to a certain amount.

What are the key features of Certificates of Deposit (CDs)?

CDs are insured savings accounts with a fixed interest rate for a set time, like one, three, or five years. They’re great for money you’ll need later because they’re stable. But, you’ll face a penalty if you take your money out early.

Why are government bonds considered a low-risk investment?

Government bonds are backed by the U.S. government, making them very safe. They’re perfect for investors who want steady returns without the risk of losing money.

How do corporate bonds differ from government bonds?

Corporate bonds are riskier because they’re not as secure as government bonds. But, they can offer higher returns for investors looking for more growth.

What are the benefits of money market mutual funds?

Money market mutual funds are safe and can be part of your investment mix. They offer more returns than a savings account but don’t promise the high returns of stocks.

Why are mutual funds a popular investment choice?

Mutual funds make investing in the stock market easy and affordable. They spread your money across many stocks, helping to reduce risk. This makes them a good choice for long-term savings goals, like planning for retirement.

What are the key benefits of index funds?

Index funds use a simple investment strategy, avoiding the need for fund managers to pick stocks. This approach is cost-effective and suitable for long-term investors. Index funds offer broad market exposure and have often matched or beaten the market’s returns.

How do Exchange-Traded Funds (ETFs) work?

ETFs let you invest in a variety of assets with one fund share. They offer instant diversification and can be traded like stocks. ETFs are affordable and easy to use, making them accessible to investors at all levels.

What are the best investment options for 2024?

Top picks for 2024 include dividend stocks from big companies in tech, healthcare, and consumer goods. Real estate investments through crowdfunding and REITs also offer income, growth, and diversification.

Source Links

1. 10 Best Investments in 2024 – https://www.bankrate.com/investing/best-investments/
2. Why Investing is Important | Wells Fargo Advisors – https://www.wellsfargo.com/goals-investing/why-invest/
3. Why Should I Consider Investing? – https://www.investopedia.com/ask/answers/why-should-i-invest/
4. Should you invest? – https://www.fca.org.uk/investsmart/should-you-invest
5. Best High-Yield Savings Accounts For July 2024 – https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/
6. Best High-Yield Savings Accounts For July 2024 – Up to 5.55% | Bankrate – https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/
7. Best High-Yield Savings Accounts of July: Up to 5.55% – NerdWallet – https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts
8. How to Invest With CDs – https://www.investopedia.com/how-to-invest-with-cds-4795661
9. CD Investing: The Pros And Cons | Bankrate – https://www.bankrate.com/banking/cds/the-pros-and-cons-of-cd-investing/
10. Best CD Rates For July 2024 – Up to 5.40% | Bankrate – https://www.bankrate.com/banking/cds/cd-rates/
11. Here’s Where You Can Buy Government Bonds – https://www.investopedia.com/ask/answers/where-can-i-buy-government-bonds/
12. Are Treasury Bonds a Good Investment for Retirement? – https://www.investopedia.com/ask/answers/041515/treasury-bond-good-investment-retirement.asp
13. Treasury Bonds — TreasuryDirect – https://www.treasurydirect.gov/marketable-securities/treasury-bonds/
14. How to Invest in Corporate Bonds – https://www.investopedia.com/financial-edge/0612/how-to-invest-in-corporate-bonds.aspx
15. 5 Top-Performing Corporate Bond Funds With High Yields – https://www.morningstar.com/markets/5-top-performing-corporate-bond-funds-with-high-yields
16. Corporate Bonds: Here Are The Big Risks And Rewards | Bankrate – https://www.bankrate.com/investing/corporate-bonds/
17. Money market funds for short-term investing goals | Vanguard – https://investor.vanguard.com/investment-products/money-markets
18. Best Money Market Funds in July 2024 | Bankrate – https://www.bankrate.com/investing/best-money-market-funds/
19. 10 Best Money Market Mutual Funds Of July 2024 – https://www.forbes.com/advisor/investing/the-best-money-market-mutual-funds/
20. 7 Best-Performing Mutual Funds for July 2024 – NerdWallet – https://www.nerdwallet.com/article/investing/best-performing-mutual-funds
21. Are Mutual Funds a Good Investment? – https://www.schwab.com/learn/story/are-mutual-funds-good-investment
22. Best Mutual Funds To Invest in 2024 – https://www.etmoney.com/mutual-funds/featured/best-mutual-funds/29
23. Best Index Funds In July 2024 | Bankrate – https://www.bankrate.com/investing/best-index-funds/
24. The Best Index Funds – https://www.morningstar.com/funds/best-index-funds
25. 8 Best Index Funds of July 2024 – NerdWallet – https://www.nerdwallet.com/article/investing/best-index-funds
26. How to Invest in ETFs (Exchange-Traded Funds) | The Motley Fool – https://www.fool.com/investing/how-to-invest/etfs/
27. Exchange-Traded Fund (ETF): What It Is and How to Invest – https://www.investopedia.com/terms/e/etf.asp
28. How to Invest in ETFs – NerdWallet – https://www.nerdwallet.com/article/investing/how-to-invest-in-etf-exchange-traded-fund
29. 40 of the Best Investment Picks – https://www.morningstar.com/stocks/40-best-investments
30. 8 Best Investments for 2024 | The Motley Fool – https://www.fool.com/investing/how-to-invest/what-to-invest-in/
31. Stocks Up, Gold Down in Americans’ Best Investment Ratings – https://news.gallup.com/poll/645107/stocks-gold-down-americans-best-investment-ratings.aspx
32. The 10 Best Dividend Stocks – https://www.morningstar.com/stocks/10-best-dividend-stocks
33. Top 20 High-Dividend Stocks for July 2024 and How to Invest – NerdWallet – https://www.nerdwallet.com/article/investing/how-to-invest-dividend-stocks
34. Best Dividend Stocks to Buy for Dependable Dividend Growth – https://www.kiplinger.com/investing/stocks/dividend-stocks/604131/best-dividend-stocks-you-can-count-on-in-2022
35. How To Invest In Real Estate In 2024 | Bankrate – https://www.bankrate.com/investing/how-to-invest-in-real-estate/
36. 5 Simple Ways to Invest in Real Estate – https://www.investopedia.com/investing/simple-ways-invest-real-estate/
37. Conclusion – https://saylordotorg.github.io/text_developing-new-products-and-services/s17-08-conclusion.html
38. Four principles for investment success – https://corporate.vanguard.com/content/corporatesite/us/en/corp/how-we-invest/principles-for-investing-success.html
39. Investing 201: Conclusion – https://www.linkedin.com/pulse/investing-201-conclusion-saad-fazil?trk=articles_directory