Did you know 26% of Americans have never checked their credit report? This fact shows how vital it is to know and use your TransUnion credit report. TransUnion is a key player in your financial health, one of the three major credit bureaus in the U.S.
TransUnion gathers and keeps track of your credit info. This info is useful for lenders, businesses, and you. Thanks to a law, you can see your TransUnion credit report for free once a year at AnnualCreditReport.com. Because of COVID-19, TransUnion now lets you check your credit report for free every week until April 2022.
Knowing your TransUnion credit report is crucial for your financial health. It shows your credit history in detail. This helps you make smart choices about loans, credit cards, and other financial products. By checking your TransUnion report often, you can find mistakes, catch identity theft, and see how your credit score changes.
Key Takeaways
- TransUnion is one of three major U.S. credit bureaus
- Free annual access to TransUnion credit reports is mandated by law
- Weekly free access is available through April 2022 due to COVID-19
- Regular credit report checks help maintain financial health
- TransUnion reports provide insights for lenders and consumers
Understanding TransUnion Credit Reports
TransUnion is one of the three big credit agencies in the U.S., along with Equifax and Experian. They are key in keeping and reporting your credit history1.
What is a TransUnion credit report?
A TransUnion credit report is a detailed look at your credit history. It has info that lenders, landlords, and employers look at to see if you’re creditworthy1. This includes your personal info, credit accounts, how you’ve paid, and public records.
Key components of a TransUnion credit report
TransUnion credit reports have four main parts:1
- Personal information
- Credit account data
- Public records
- Credit inquiries
The report also has a profile summary, showing public record items, collections, inquiries, and trade lines2. It includes a tradeline summary with info on credit limits, balances, and how you’ve paid2.
How TransUnion differs from other credit bureaus
TransUnion is similar to Equifax and Experian but has some differences. It doesn’t make its own credit scores but gives info for credit-scoring companies1. They also have a special score for renting called ResidentScore, which goes from 350-850 and shows how risky it is to rent to someone2.
Remember, different credit reports from these agencies can lead to different credit scores1. Checking your TransUnion credit report often can help you see what affects your score and spot any mistakes.
How to Access Your Free TransUnion Credit Report
Getting your free credit report is now super easy. Just visit AnnualCreditReport.com to get your TransUnion credit report for free. This site lets you check reports from all three big credit agencies once a year.
- Visit AnnualCreditReport.com
- Fill out the request form
- Verify your identity
- Choose TransUnion from the list of credit bureaus
- Answer security questions
- View and download your report
TransUnion also offers TrueIdentity, a free credit monitoring service. It gives you unlimited TransUnion credit reports and scores. This helps you keep an eye on your credit health.
Credit monitoring is crucial for maintaining financial well-being and detecting potential issues early.
Because of the COVID-19 pandemic, you can get free credit reports every week until April 2022. This lets you watch your credit more closely during tough times.
| Service | Frequency | Cost |
|---|---|---|
| AnnualCreditReport.com | Once a year | Free |
| TrueIdentity | Unlimited | Free |
| Weekly Reports (COVID-19) | Weekly | Free |
Checking your free credit report often helps you stay updated on your finances. It lets you take steps to keep or better your credit health.
The Importance of Regularly Checking Your Credit Report
Checking your credit report often is key to good financial health and avoiding problems. Now, you can get weekly credit reports for free from each major credit bureau at AnnualCreditReport.com3.
Identifying errors and inaccuracies
Checking your credit often helps you find and fix mistakes fast, which keeps your credit score safe3. Make sure all your personal and account info is correct. If you see something odd on one report, check the others too4.
Detecting potential identity theft
Checking your credit weekly can catch identity theft early and reduce damage3. Look out for new accounts or inquiries you don’t recognize. If you think someone stole your identity, set up a fraud alert4. Services that watch your credit can tell you about new credit applications or closed accounts you didn’t know about4.
Tracking your credit health over time
Regular checks show you how you’re doing with money and credit use3. It’s smart to check your report once a year, before big credit requests, after data breaches, or when your score changes a lot4. Knowing how you use credit and focusing on paying off debt can help improve your score4.
By law, you can get one free credit report each year from Equifax, Experian, and TransUnion5. Keeping an eye on your reports helps you manage your finances better and keeps you safe from credit and identity theft issues.
Decoding Your TransUnion Credit Score
Understanding your TransUnion credit score is key for keeping your credit in good shape. TransUnion uses the VantageScore 3.0 model to figure out your score6. This score goes from 300 to 850, with higher scores meaning you’re more creditworthy.
The VantageScore looks at many factors to see your credit health. Payment history is the biggest factor, making up 40% of your score. Credit utilization, or how much of your credit you’re using, is 20%. Your credit mix and experience are 21%, and recent credit behavior and inquiries are 11%.
TransUnion’s credit reports have lots of info on your credit accounts, like when you got them, their limits, balances, and payment history7. This info helps lenders see if you’re a good candidate for new credit cards or loans6.
TransUnion offers a credit score simulator to help you understand your scores better. This tool shows how different actions could change your score. It helps you make smart choices about your credit. Checking your credit report often can spot mistakes and track your progress67.
TransUnion Credit Report: Free Access & Insights
Getting your TransUnion credit report for free is now easy. You have many ways to see your credit info without paying. Let’s look at how you can get your free credit report and some paid services that offer more.
Annual Free Credit Report Options
The Fair Credit Reporting Act lets you get one free credit report each year from big credit agencies like TransUnion. You can ask for your free credit report at AnnualCreditReport.com, the official site for free credit reports. This yearly check is a good way to keep an eye on your credit health without spending money.
Additional Free Access Opportunities
TransUnion also gives you more chances to see your credit info for free. TrueIdentity, a free service from TransUnion, lets you check your TransUnion credit report as much as you want. And because of the COVID-19 pandemic, you can get free credit reports every week until April 2022. This gives you more chances to see how your credit is doing.
Paid TransUnion Services and Their Benefits
Free options are great, but TransUnion’s paid services offer more. They have features for those who want detailed credit monitoring and protection:
- Credit Lock Plus: Lets you lock and unlock your TransUnion and Equifax credit reports instantly.
- Credit Monitoring: Sends alerts when there are changes to your credit report.
- Identity Protection: Offers identity theft insurance and watches the dark web for your info.
These paid services give you more than just credit reports. They offer peace of mind and tools to manage your credit well. Whether you pick free or paid options, checking your TransUnion credit report often is key. It helps you keep your finances healthy and spot problems early.
Credit Monitoring Services Offered by TransUnion
TransUnion, working with Credit Karma, offers top-notch credit monitoring services to keep you informed about your financial health8. These services watch over your TransUnion and Equifax credit reports. They alert you to changes that could affect your credit scores and loan decisions8.
With over 12 million users, TransUnion’s credit monitoring is a favorite among those looking to safeguard their financial identity9. You get daily updates on your VantageScore 3.0 from TransUnion. This lets you keep an eye on your credit health over time9.
One key feature is alerts for hard inquiries or changes in freeze or lock status. This lets you act fast if there’s a sign of fraud9. The Credit Compass tool gives you personalized advice to help you reach your credit score goals. It simplifies understanding credit in today’s complex financial world9.
In our digital world, keeping your identity safe is vital. TransUnion’s service includes $1,000,000 in identity theft insurance. This gives you peace of mind against financial fraud9. This is especially important since in 2023, over 5.4 million Americans fell victim to identity theft and fraud, with losses over $10 billion10.
| Feature | Benefit |
|---|---|
| Daily VantageScore 3.0 access | Track credit health regularly |
| Instant alerts | Quick fraud detection |
| Credit Compass tool | Personalized credit improvement tips |
| $1,000,000 identity theft insurance | Financial protection against fraud |
This service monitors both TransUnion and Equifax reports. It helps spot errors like wrong personal info, unauthorized payments, and new accounts you don’t know about8. Checking both reports is key since lenders might report to different bureaus, leading to small differences in reports8.
While TransUnion’s service focuses on credit report activities, it might miss some fraud like bank account or tax identity theft8. So, it’s smart to take extra steps to protect your data and lower identity theft risks8.
Understanding Credit History and Its Impact on Your Report
Your credit history is key to your financial future. It shows how you’ve managed credit over time. This affects loan approvals and interest rates. Let’s explore the main parts of credit history and its impact on your credit report.
Factors Influencing Your Credit History
Many things affect your credit history. Payment history is 35% of your credit score, and credit utilization is 30%11. The length of your credit history is 15%, and credit mix and new credit each are 10%11. It’s important to have a mix of credit types and pay on time for a good credit score.
Duration of Information on Your Credit Report
Credit info doesn’t stay on your report forever. Negative items last seven years, and bankruptcies up to ten years12. Closed accounts in good standing disappear after a decade12. This system lets you work on improving your credit over time.
Strategies for Improving Your Credit History
You can better your credit history with the right steps. Pay bills on time, lower your credit use, and keep a balanced credit mix. Check your credit report often to fix any mistakes12. Credit repair companies can also help by negotiating with creditors and agencies to increase your score11.
| Credit Score Range | Category | Impact |
|---|---|---|
| 800-850 | Excellent | Best rates and terms |
| 740-799 | Very Good | Above-average rates |
| 670-739 | Good | Average rates |
| 580-669 | Fair | Below-average rates |
By knowing these factors and using smart credit habits, you can improve your credit history. This will help your overall financial health.
Disputing Errors on Your TransUnion Credit Report
Errors on your credit report can really hurt your financial health. The process of disputing these errors with TransUnion is key to keeping your records accurate. This ensures your credit scores are fair. TransUnion, along with Experian and Equifax, is one of the three main companies that report on your credit13.
You have a few ways to start fixing errors on your TransUnion report. The most common way is through their online dispute portal, which 80% of people use14. You can also dispute by mail or phone, giving you options for how you correct errors1314.
When you dispute, make sure you have proof to back up your claim. TransUnion has 30 days to look into your dispute, but it can take up to 45 days sometimes14. If they find an error, they’ll fix it and tell other credit agencies.
“Accuracy in credit reporting is vital for financial well-being. Always dispute errors promptly to protect your credit score.”
You can get free weekly credit reports from each bureau until 2026, helping you keep an eye on your credit15. Most negative marks disappear after seven years, but it’s crucial to check your report often1415.
| Dispute Method | Contact Information | Response Time |
|---|---|---|
| Online | TransUnion Online Portal | Up to 30 days |
| P.O. Box 2000, Chester, PA 19016-2000 | Up to 30 days | |
| Phone | 800-916-8800 | Up to 30 days |
If your dispute doesn’t go your way, you can ask for a statement of the dispute to be added to your file15. Keep on top of your credit health by checking your reports often and fixing any mistakes quickly.
TransUnion’s Role in Identity Theft Protection
TransUnion is key in fighting identity theft. They offer services to protect your financial info and help if you get scammed.
Features of TransUnion’s Identity Theft Protection Services
TransUnion’s identity theft protection is top-notch. It includes watching your credit in real-time, alerting you to suspicious actions, and insurance up to $1 million. This insurance can pay for costs like legal fees and lost wages if you need to fix your identity.
Steps to Take if You Suspect Identity Theft
If you think you’re a victim of identity theft, act fast:
- Place a fraud alert on your TransUnion credit report
- Consider implementing a credit freeze for added security
- Review your credit reports for any unauthorized activity
- File a police report and create an identity theft report with the FTC
TransUnion’s Assistance in Identity Theft Recovery
TransUnion helps you recover from identity theft. Their Identity Restoration team guides you on how to get your identity back. They offer personalized help, assisting with contacting creditors, filing paperwork, and keeping an eye on your credit report for any issues.
| TransUnion Service | Description |
|---|---|
| Credit Monitoring | Real-time alerts for changes to your credit report |
| Fraud Alert | Notifies potential creditors to verify your identity before extending credit |
| Credit Freeze | Restricts access to your credit report, preventing new accounts from being opened |
| Identity Theft Insurance | Covers expenses related to identity restoration, up to $1 million |
Using these services and staying alert can greatly lower your risk of identity theft. It also helps in recovering quickly if it happens.
Credit Freezes and Locks: Protecting Your TransUnion Credit Report
In today’s digital age, keeping your credit info safe is key. TransUnion has two tools to help: security freezes and credit locks. These tools shield your TransUnion credit report from unauthorized access and identity theft.
A security freeze makes it hard for fraudsters to open new accounts in your name. It’s a free service. Federal law says all three major credit bureaus, like TransUnion, must offer free credit freezes and unfreezes1617. This law gives strong protection to consumers.
Credit locks also protect you but are quicker to unlock. TransUnion’s Credit Monitoring service, which includes this feature, costs $29.95 a month16. While not required by law, credit locks are a handy choice for those who often need to check their credit reports.
Both security freezes and credit locks stop identity theft and fraud17. Freezes are always free and required by law, but locks might have costs. To freeze your credit with TransUnion, you can use their online service, mail, or phone18.
Think about what you need when choosing between a freeze and a lock. If you don’t often apply for new credit, a free security freeze might be best. But if you need to check your credit often, a credit lock could be more convenient, even if it costs more.
“Credit freezes are recommended as the best way to prevent fraud, safeguarding credit data and preventing identity theft.”
Protecting your credit info is crucial for your financial health. Whether you pick a security freeze or credit lock, securing your TransUnion credit report is a smart move in today’s digital world.
How Employers and Lenders Use TransUnion Credit Reports
TransUnion credit reports are key in checking job applicants and loan seekers. Employers look at these reports to see if job candidates can handle money well. They need applicants to agree in writing before checking their credit.
Lenders also depend a lot on TransUnion credit reports to see if someone can borrow money. When applying for a loan, they check the credit history to figure out the risk. This helps them decide if to approve the loan, what interest to charge, and the loan terms.
TransUnion has credit reports for different types of lenders. Auto lenders get reports about car loans, while home loan providers get reports about mortgages. These reports help lenders make better risk assessments.
Credit checks through TransUnion reports give employers and lenders important info. They show how well someone handles money, helping them make smart choices about hiring or lending.
“TransUnion credit reports are essential tools for risk assessment in both hiring and lending processes, providing a clear picture of an individual’s financial responsibility.”
Using TransUnion credit reports helps businesses make quicker, safer decisions. They can pick the best employees or borrowers more easily.
TransUnion’s Educational Resources for Credit Understanding
TransUnion offers many educational resources to improve financial literacy and credit education. These tools help people understand personal finance better. They make navigating the complex world of finance easier.
Online Tools and Calculators
TransUnion’s website has interactive tools that simplify credit concepts. The Credit Score Simulator shows how different actions can change your score. The Debt Analysis Calculator helps create a plan to pay off debts quickly.
Credit Education Articles and Guides
The TransUnion Learning Center is full of articles and guides. It covers topics like building credit and understanding credit reports. You’ll find practical advice on improving your financial health and making smart credit choices.
Webinars and Interactive Learning
TransUnion also offers webinars on credit-related topics. These live sessions let you ask questions and get answers from experts right away. Interactive learning helps you understand personal finance better.
With these diverse educational resources, TransUnion helps consumers manage their credit better. Whether you’re new to credit or want to learn more, these tools can guide you to make better financial choices.
Comparing TransUnion to Other Major Credit Bureaus
TransUnion, Equifax, and Experian are the top credit reporting agencies in the U.S19.. They all collect similar info but have different ways of scoring and reporting credit.
TransUnion uses the VantageScore model, which goes from 300 to 850. It looks at payment history (40%), credit age and mix (21%), credit utilization (20%), account balances (11%), new credit (5%), and available credit (3%)20. This is different from what Equifax and Experian use.
Equifax’s scoring is similar to the FICO model, with scores from 280 to 850. It focuses on payment history (35%), account balances (30%), credit history length (15%), new credit (10%), and credit mix (10%)20. This makes Equifax scores more like what lenders expect for loans.
| Credit Bureau | Scoring Model | Score Range |
|---|---|---|
| TransUnion | VantageScore | 300-850 |
| Equifax | Proprietary (FICO-like) | 280-850 |
| Experian | FICO or VantageScore | 300-850 |
Lenders can report to one, two, or all three agencies, which can cause score differences21. It’s important to check all three reports often to catch any mistakes or odd activity211920.
The Future of Credit Reporting: TransUnion’s Innovations
TransUnion is leading the way in credit reporting with new changes. They use alternative data like rental payments and utility bills. This gives a clearer view of someone’s financial habits.
Artificial intelligence and machine learning are key to TransUnion’s new tech. They help spot fraud and better understand credit risks. The company plans to save $120 to $140 million a year by 202622. This money will go into developing new technologies.
TransUnion is also focusing on digital identity solutions. These will make online security better and make getting credit easier. The company is investing in Global Capability Centers to help create these new technologies22. As TransUnion grows, we’ll see more accurate and secure credit reporting.
These changes are already making a difference. Over 100 million U.S. consumers have signed up for TransUnion’s credit monitoring since 201823. This shows how important credit monitoring is for managing finances and making smart choices.
FAQ
What is a TransUnion credit report?
A TransUnion credit report is a detailed summary of your credit history. It includes personal info, credit accounts, public records, and credit inquiries. It helps lenders see how likely you are to pay back loans.
How do I access my free TransUnion credit report?
You can get your free TransUnion credit report at AnnualCreditReport.com. Because of COVID-19, TransUnion is giving free credit reports every week until April 2022.
Why is it important to regularly check my credit report?
Checking your credit report often helps spot mistakes and catch identity theft. It lets you see how your credit score changes over time. This helps you make better financial choices.
What is a TransUnion credit score, and what factors influence it?
The TransUnion credit score, also known as VantageScore 3.0, ranges from 300 to 850. Your score depends on payment history (40%), how much credit you use (20%), your credit mix and experience (21%), and recent credit actions (11%).
What are the paid services offered by TransUnion?
TransUnion has paid services like Credit Lock Plus, Credit Monitoring, and Identity Protection. These services offer alerts, identity theft insurance, credit score tracking, and credit lock features.
What credit monitoring services does TransUnion offer?
TransUnion has credit monitoring services like TrueIdentity (free) and Credit Monitoring Plus (paid). These services give you alerts for credit changes, identity theft insurance, and credit score tracking.
How can I improve my credit history?
To improve your credit history, pay bills on time, lower your credit use, and keep a mix of credit types. Avoid too many credit checks. Negative info stays on your report for 7 years, and bankruptcies for up to 10 years.
How do I dispute errors on my TransUnion credit report?
You can dispute errors on your TransUnion credit report online, by mail, or by phone. Include details of the error and any proof you have. TransUnion must look into it and respond within 30 days.
What identity theft protection services does TransUnion offer?
TransUnion offers identity theft protection with credit monitoring, alerts, and up to
FAQ
What is a TransUnion credit report?
A TransUnion credit report is a detailed summary of your credit history. It includes personal info, credit accounts, public records, and credit inquiries. It helps lenders see how likely you are to pay back loans.
How do I access my free TransUnion credit report?
You can get your free TransUnion credit report at AnnualCreditReport.com. Because of COVID-19, TransUnion is giving free credit reports every week until April 2022.
Why is it important to regularly check my credit report?
Checking your credit report often helps spot mistakes and catch identity theft. It lets you see how your credit score changes over time. This helps you make better financial choices.
What is a TransUnion credit score, and what factors influence it?
The TransUnion credit score, also known as VantageScore 3.0, ranges from 300 to 850. Your score depends on payment history (40%), how much credit you use (20%), your credit mix and experience (21%), and recent credit actions (11%).
What are the paid services offered by TransUnion?
TransUnion has paid services like Credit Lock Plus, Credit Monitoring, and Identity Protection. These services offer alerts, identity theft insurance, credit score tracking, and credit lock features.
What credit monitoring services does TransUnion offer?
TransUnion has credit monitoring services like TrueIdentity (free) and Credit Monitoring Plus (paid). These services give you alerts for credit changes, identity theft insurance, and credit score tracking.
How can I improve my credit history?
To improve your credit history, pay bills on time, lower your credit use, and keep a mix of credit types. Avoid too many credit checks. Negative info stays on your report for 7 years, and bankruptcies for up to 10 years.
How do I dispute errors on my TransUnion credit report?
You can dispute errors on your TransUnion credit report online, by mail, or by phone. Include details of the error and any proof you have. TransUnion must look into it and respond within 30 days.
What identity theft protection services does TransUnion offer?
TransUnion offers identity theft protection with credit monitoring, alerts, and up to $1 million in insurance. They help with identity theft recovery and provide guides and specialists for help.
What is the difference between a credit freeze and a credit lock?
A credit freeze makes it hard for fraudsters to open new accounts in your name. Credit locks do the same but are easier to unlock. TransUnion offers both free credit freezes and paid credit locks.
How do employers and lenders use TransUnion credit reports?
Employers might check your credit report with your okay for job screening. Lenders look at your report to decide if you’re a good candidate for loans, like mortgages or auto loans.
What educational resources does TransUnion offer?
TransUnion has tools like the Credit Score Simulator and Debt Analysis Calculator. They also have a Learning Center with articles and guides on credit topics. Plus, they offer webinars and interactive learning.
How does TransUnion compare to other major credit bureaus?
TransUnion, Equifax, and Experian are the big three credit bureaus in the U.S. They collect similar info, but there might be differences in what they report and how they score it.
What innovations is TransUnion working on for the future?
TransUnion is working on new tech like using different data sources, artificial intelligence, and digital identity solutions. These will improve credit reporting, scoring, fraud detection, and online security.
million in insurance. They help with identity theft recovery and provide guides and specialists for help.
What is the difference between a credit freeze and a credit lock?
A credit freeze makes it hard for fraudsters to open new accounts in your name. Credit locks do the same but are easier to unlock. TransUnion offers both free credit freezes and paid credit locks.
How do employers and lenders use TransUnion credit reports?
Employers might check your credit report with your okay for job screening. Lenders look at your report to decide if you’re a good candidate for loans, like mortgages or auto loans.
What educational resources does TransUnion offer?
TransUnion has tools like the Credit Score Simulator and Debt Analysis Calculator. They also have a Learning Center with articles and guides on credit topics. Plus, they offer webinars and interactive learning.
How does TransUnion compare to other major credit bureaus?
TransUnion, Equifax, and Experian are the big three credit bureaus in the U.S. They collect similar info, but there might be differences in what they report and how they score it.
What innovations is TransUnion working on for the future?
TransUnion is working on new tech like using different data sources, artificial intelligence, and digital identity solutions. These will improve credit reporting, scoring, fraud detection, and online security.
Source Links
- What Is a TransUnion Credit Report? | Capital One – https://www.capitalone.com/learn-grow/money-management/transunion-credit-report/
- A Guide to Reading TransUnion’s Credit Report – https://support.rentspree.com/en/how-to-read-the-credit-report
- Council Post: Why You Should Regularly Check Your Credit Report – https://www.forbes.com/sites/forbesfinancecouncil/2024/02/06/why-you-should-regularly-check-your-credit-report/
- Why You Should Check Your Credit Report Regularly – Experian – https://www.experian.com/blogs/ask-experian/why-you-should-check-your-credit-report-regularly/
- Free Credit Reports – https://consumer.ftc.gov/articles/free-credit-reports
- Understanding Credit Reports: How It Is Used | myFICO – https://www.myfico.com/credit-education/credit-reports
- What’s In Your Credit Report? | myFICO – https://www.myfico.com/credit-education/whats-in-my-credit-report
- Free Credit Monitoring – Intuit Credit Karma – https://www.creditkarma.com/credit-monitoring
- TransUnion: Credit Monitoring – https://apps.apple.com/us/app/transunion-credit-monitoring/id649008868
- The 10 Best Credit Monitoring Services of 2024 – https://www.identityguard.com/news/best-credit-monitoring-services
- What Is a Credit Score? Definition, Factors, and Ways to Raise It – https://www.investopedia.com/terms/c/credit_score.asp
- How To Read A Credit Report | Bankrate – https://www.bankrate.com/personal-finance/credit/how-to-read-a-credit-report/
- How do I dispute an error on my credit report? | Consumer Financial Protection Bureau – https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/
- TransUnion Credit Dispute Guide – NerdWallet – https://www.nerdwallet.com/article/finance/dispute-transunion-credit-report
- Disputing Errors on Your Credit Reports – https://consumer.ftc.gov/articles/disputing-errors-your-credit-reports
- Credit Freeze vs. Credit Lock: What’s the Difference? – NerdWallet – https://www.nerdwallet.com/article/finance/credit-lock-and-credit-freeze
- Credit Freeze vs. Credit Lock | Capital One – https://www.capitalone.com/learn-grow/money-management/credit-lock-vs-credit-freeze/
- How to Request a TransUnion Credit Freeze – NerdWallet – https://www.nerdwallet.com/article/finance/transunion-credit-freeze
- The Differences Between the 3 Credit Bureaus | Chase – https://www.chase.com/personal/credit-cards/education/credit-score/credit-bureau-differences
- TransUnion Vs. Equifax – https://www.rocketloans.com/learn/financial-smarts/transunion-vs-equifax
- TransUnion vs. Equifax: What’s the difference? – https://www.creditkarma.com/advice/i/transunion-vs-equifax
- TransUnion Announces Next Step in Transformation Program to Reduce Costs, Accelerate Innovation and Drive Growth – https://newsroom.transunion.com/transunion-announces-next-step-in-transformation-program-to-reduce-costs-accelerate-innovation-and-drive-growth/
- TransUnion Global Study Finds More Than Half of U.S. Consumers Use Credit Monitoring to Open New Credit Accounts – https://newsroom.transunion.com/transunion-global-study-finds-more-than-half-of-us-consumers–use-credit-monitoring-to-open-new-credit-accounts/